# Expense Tracker vs Money Manager

The clearest difference is review sentiment: Money Manager at 70% against Expense Tracker's 0%. Money Manager also leads on rating (4.7 vs 3.0) and ads (none vs shown). Expense Tracker's advantage is iOS requirement (15.6 vs 17.6). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. Expense Tracker sells 3 in-app purchases, starting at $1.99 per month and Money Manager sells 4 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Money Manager holds the better App Store score, 4.7 against 3.0. That said, the two scores are not equally well evidenced: Money Manager has 11 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 0% of Expense Tracker's written reviews are positive against 70% of Money Manager's.

Expense Tracker ships an update every 7 months, Money Manager fortnightly. The most recent releases landed on November 1, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Expense Tracker | Money Manager |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (1 ratings)](https://appshunter.io/ios/app/expense-trackerbudget-planner/id944934437/reviews) | **[4.7 (11 ratings)](https://appshunter.io/ios/app/money-manager-spendwave/id6463366735/reviews)** |
| Number of ratings | 1 | **11** |
| Positive reviews | 0.0% of reviews | **70.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 7 months | **Fortnightly** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 41 MB | 20 MB |
| Requires iOS | **15.6** | 17.6 |
| Devices | iPhone, iPad, iPod | **iPhone, iPad, Mac, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [iGeniusDev Technology](https://appshunter.io/developer/664580924) | [Robin Guido Schmidt](https://appshunter.io/developer/1571959440) |

## What reviewers say

### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-trackerbudget-planner/id944934437)

Easily track expenses, create budgets, and plan financial goals. This app helps you save money, monitor spending, and achieve financial freedom with customizable budgets and detailed reports.

**Highlights:** Expense tracking, Customizable budgets, Income & expense reports, Financial goal setting, Multi-currency support, Secure data storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Month Subscription | $1.99 | per month |
| 1 Year subscription | $24.99 | per year |
| Buy Lifetime access | $29.99 | one-time |


### Money Manager

[App page](https://appshunter.io/ios/app/money-manager-spendwave/id6463366735)

Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.

**Highlights:** Multiple accounts and currencies, Quick transaction recording, Financial calendar overview, Customizable spending categories, Savings goal tracking, Detailed financial analysis, Data encryption for security

**Features:** Apple Watch app, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendWave+ Monthly | $0.99 | per month |
| SpendWave+ Monthly | $1.99 | per month |
| SpendWave+ Yearly | $14.99 | per year |
| SpendWave+ one-time purchase | $29.99 | one-time |


## Frequently asked questions

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Is Money Manager free?

Money Manager is free to download, with in-app purchases available.

### Which has better reviews, Expense Tracker or Money Manager?

Money Manager is rated higher. Expense Tracker averages 3.0 out of 5 from 1 ratings, while Money Manager averages 4.7 from 11 ratings.

### Do Expense Tracker or Money Manager have ads?

Expense Tracker shows ads; Money Manager does not.

### Which is updated more often, Expense Tracker or Money Manager?

Expense Tracker ships an update every 7 months, and Money Manager fortnightly. Most recently, Expense Tracker was updated on November 1, 2026 and Money Manager on November 4, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*