# DTB 24/7 vs KCB OTP

The clearest difference is rating: DTB 24/7 at 3.6 against KCB OTP's 1.8. DTB 24/7 also leads on review sentiment (33% vs 0%) and update cadence (every 2 months vs every 12 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

DTB 24/7 holds the better App Store score, 3.6 against 1.8. Both are backed by a comparable volume of ratings — 14 and 6 respectively. Written reviews point the same way: 33% of DTB 24/7's written reviews are positive against 0% of KCB OTP's.

DTB 24/7 ships an update every 2 months, KCB OTP every 12 months. The most recent releases landed on October 24, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | DTB 24/7 | KCB OTP |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.6 (14 ratings)](https://appshunter.io/ios/app/dtb-247/id945684151/reviews)** | [1.8 (6 ratings)](https://appshunter.io/ios/app/kcb-otp/id1037798612/reviews) |
| Number of ratings | **14** | 6 |
| Positive reviews | **33.3% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 12 months |
| Monetization | Free | Free |
| Size | 66 MB | 21 MB |
| Requires iOS | 13.0 | **12.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Diamond Trust Bank Kenya Limited](https://appshunter.io/developer/945684150) | [KCB Kenya](https://appshunter.io/developer/1037798611) |

## What reviewers say

### DTB 24/7

[App page](https://appshunter.io/ios/app/dtb-247/id945684151)

This mobile banking app allows account holders to manage their finances on the go. It offers secure transaction authorization, bill payments, fund transfers, and branch/ATM locator features. Personalize your profile and make payments via QR codes.

**Highlights:** View account details, Secure transaction authorization (PIN/biometric), Utility bill presentment, Mobile money transfers and airtime purchase, Masterpass QR payments, Funds transfer to other banks, Branch and ATM locator, Chequebook and stop cheque requests

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### KCB OTP

[App page](https://appshunter.io/ios/app/kcb-otp/id1037798612)

This app transforms your phone into a secure token for internet banking transactions. It eliminates the need to wait for SMS or email confirmations, streamlining your online banking experience.

**Highlights:** Phone as a token, Instant transaction confirmation, Eliminates SMS/email delays, Secure internet banking

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is DTB 24/7 free?

DTB 24/7 is free to download, with no in-app purchases.

### Is KCB OTP free?

KCB OTP is free to download, with no in-app purchases.

### Which has better reviews, DTB 24/7 or KCB OTP?

DTB 24/7 is rated higher. DTB 24/7 averages 3.6 out of 5 from 14 ratings, while KCB OTP averages 1.8 from 6 ratings.

### Do DTB 24/7 or KCB OTP have ads?

Neither DTB 24/7 nor KCB OTP shows ads.

### Which is updated more often, DTB 24/7 or KCB OTP?

DTB 24/7 ships an update every 2 months, and KCB OTP every 12 months. Most recently, DTB 24/7 was updated on October 24, 2026 and KCB OTP on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*