# DTB 24/7 vs Etica

The clearest difference is review sentiment: Etica at 100% against DTB 24/7's 33%. Etica also leads on rating (4.0 vs 3.6) and update cadence (every 2 weeks vs every 2 months). DTB 24/7's advantage is ratings volume (14 vs 4) and iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Etica holds the better App Store score, 4.0 against 3.6. Both are backed by a comparable volume of ratings — 14 and 4 respectively. Written reviews point the same way: 33% of DTB 24/7's written reviews are positive against 100% of Etica's.

DTB 24/7 ships an update every 2 months, Etica every 2 weeks. The most recent releases landed on October 24, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | DTB 24/7 | Etica |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.6 (14 ratings)](https://appshunter.io/ios/app/dtb-247/id945684151/reviews) | **[4.0 (4 ratings)](https://appshunter.io/ios/app/etica/id6454935136/reviews)** |
| Number of ratings | **14** | 4 |
| Positive reviews | 33.3% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 66 MB | 50 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Diamond Trust Bank Kenya Limited](https://appshunter.io/developer/945684150) | [Etica Capital](https://appshunter.io/developer/1699794292) |

## What reviewers say

### DTB 24/7

[App page](https://appshunter.io/ios/app/dtb-247/id945684151)

This mobile banking app allows account holders to manage their finances on the go. It offers secure transaction authorization, bill payments, fund transfers, and branch/ATM locator features. Personalize your profile and make payments via QR codes.

**Highlights:** View account details, Secure transaction authorization (PIN/biometric), Utility bill presentment, Mobile money transfers and airtime purchase, Masterpass QR payments, Funds transfer to other banks, Branch and ATM locator, Chequebook and stop cheque requests

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Etica

[App page](https://appshunter.io/ios/app/etica/id6454935136)

Manage investment funds regulated by the Capital Markets Authority of Kenya. Invest in retail funds with as little as KES 100 or high net worth funds. Initiate deposits, withdrawals, transfers, and utility payments.

**Highlights:** Self-onboarding in under 2 minutes, Manage Collective Investment Schemes, Invest in Money Market, Fixed Income, Shariah, and Wealth Funds, Low minimum investment (KES 100), Initiate deposits, withdrawals, and transfers, View and download statements instantly

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is DTB 24/7 free?

DTB 24/7 is free to download, with no in-app purchases.

### Is Etica free?

Etica is free to download, with no in-app purchases.

### Which has better reviews, DTB 24/7 or Etica?

Etica is rated higher. DTB 24/7 averages 3.6 out of 5 from 14 ratings, while Etica averages 4.0 from 4 ratings.

### Do DTB 24/7 or Etica have ads?

Neither DTB 24/7 nor Etica shows ads.

### Which is updated more often, DTB 24/7 or Etica?

DTB 24/7 ships an update every 2 months, and Etica every 2 weeks. Most recently, DTB 24/7 was updated on October 24, 2026 and Etica on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*