# Haticoop vs ATH Business

The clearest difference is update cadence: ATH Business at every 2 months against Haticoop's every 16 months. ATH Business also leads on review sentiment (12% vs 0%). Haticoop's advantage is monetization model (free vs ad-supported). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Haticoop ships an update every 16 months, ATH Business every 2 months. The most recent releases landed on October 14, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | Haticoop | ATH Business |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.0 (132 ratings)](https://appshunter.io/ios/app/ath-business/id1189153513/reviews)** |
| Number of ratings | — | **132** |
| Positive reviews | 0.0% of reviews | **11.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 16 months | **Every 2 months** |
| Monetization | **Free** | Ad-supported |
| Size | 7 MB | 61 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 17+ | 12+ |
| Developer | [Cooperativa de Ahorro y Credito de Hatillo](https://appshunter.io/developer/946449582) | [EVERTEC](https://appshunter.io/developer/658539300) |

## What reviewers say

### Haticoop

[App page](https://appshunter.io/ios/app/haticoop/id946449583)

Access your cooperative accounts securely from your mobile device. View balances, transaction history, make transfers, and pay bills. Requires Home Banking enrollment.

**Highlights:** Account balance and details, Loan and certificate information, Credit and debit card management, Inter-account and pre-configured transfers, Loan and bill payments, Branch and ATM locator

**In-app purchases:** none


### ATH Business

[App page](https://appshunter.io/ios/app/ath-business/id1189153513)

Process real-time, secure payments and send refunds directly to your business's unique identifier. Generate detailed payment and refund reports, and receive weekly and monthly summaries. Requires an affiliated bank or cooperative and a debit card.

**Highlights:** Receive real-time secure payments, Use custom business identifier for payments, Send refunds, Generate payment and refund reports, Receive weekly and monthly payment summaries

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to pay businesses and individuals
- 👍 Convenient for on-the-go transactions
- 👍 Useful for business owners
- 👍 Can pay with barcode or phone number

**What reviewers complain about**

- 🐛 App crashes frequently
- 🐛 App does not open
- 🐛 Login issues (invalid email, unrecognized phone number)
- 🐛 Update issues (redirects to iTunes)
- 🐛 Transaction fees for businesses

**Reported bugs**

- App not supported on jailbroken devices
- App crashes when trying to update
- App crashes when trying to export transactions
- App crashes when Touch ID or Face ID is activated
- App crashes upon opening

**Requested features**

- Allow business-to-business transfers without personal ATH Movil
- Allow sending money without using regular ATH Movil
- Increase text size
- Allow refunds to return fees
- Temporary accounts for employees


## Frequently asked questions

### Is Haticoop free?

Haticoop is free to download, with no in-app purchases.

### Is ATH Business free?

ATH Business is free to download, with no in-app purchases.

### Do Haticoop or ATH Business have ads?

Neither Haticoop nor ATH Business shows ads.

### Which is updated more often, Haticoop or ATH Business?

Haticoop ships an update every 16 months, and ATH Business every 2 months. Most recently, Haticoop was updated on October 14, 2026 and ATH Business on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*