# Haticoop vs Kiwi Crédito

The clearest difference is review sentiment: Kiwi Crédito at 83% against Haticoop's 0%. Kiwi Crédito also leads on update cadence (every 4 weeks vs every 16 months). Haticoop's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Haticoop ships an update every 16 months, Kiwi Crédito every 4 weeks. The most recent releases landed on November 1, 2026 and November 11, 2026 respectively.

## The numbers

| Metric | Haticoop | Kiwi Crédito |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.8 (4.3K ratings)](https://appshunter.io/ios/app/kiwi-credito/id1488345108/reviews)** |
| Number of ratings | — | **4.3K** |
| Positive reviews | 0.0% of reviews | **82.5% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 16 months | **Every 4 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 7 MB | 21 MB |
| Requires iOS | 16.0 | **15.6** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Cooperativa de Ahorro y Credito de Hatillo](https://appshunter.io/developer/946449582) | [Kiwi Financial, LLC](https://appshunter.io/developer/1488345107) |

## What reviewers say

### Haticoop

[App page](https://appshunter.io/ios/app/haticoop/id946449583)

Access your cooperative accounts securely from your mobile device. View balances, transaction history, make transfers, and pay bills. Requires Home Banking enrollment.

**Highlights:** Account balance and details, Loan and certificate information, Credit and debit card management, Inter-account and pre-configured transfers, Loan and bill payments, Branch and ATM locator

**In-app purchases:** none


### Kiwi Crédito

[App page](https://appshunter.io/ios/app/kiwi-credito/id1488345108)

This digital platform offers a fast and secure way to apply for personal loans entirely online. Manage your credit, view loan details, and make payments easily through the mobile app. Receive funds quickly via your preferred disbursement method.

**Highlights:** Online loan applications, Secure personal loans, Loan detail consultation, Easy payment processing, Credit management, Fast fund disbursement

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and easy process
- 💳 Helps build credit
- 👍 Excellent service
- 🙌 Great opportunity
- 🔒 Secure and reliable

**What reviewers complain about**

- 🐛 App crashes or freezes
- 🚫 Not available in all states
- 💰 High interest rates

**Reported bugs**

- Issues uploading identification documents
- Inconsistent app performance

**Requested features**

- Multilingual support
- Improved app stability
- Expanded state availability


## Frequently asked questions

### Is Haticoop free?

Haticoop is free to download, with no in-app purchases.

### Is Kiwi Crédito free?

Kiwi Crédito is free to download, with no in-app purchases.

### Do Haticoop or Kiwi Crédito have ads?

Kiwi Crédito shows ads; Haticoop does not.

### Which is updated more often, Haticoop or Kiwi Crédito?

Haticoop ships an update every 16 months, and Kiwi Crédito every 4 weeks. Most recently, Haticoop was updated on November 1, 2026 and Kiwi Crédito on November 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*