# HRAgo vs PlanLink

The clearest difference is review sentiment: PlanLink at 96% against HRAgo's 41%. PlanLink also leads on rating (4.8 vs 3.6). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PlanLink holds the better App Store score, 4.8 against 3.6. Both are backed by a comparable volume of ratings — 258 and 105 respectively. Written reviews point the same way: 41% of HRAgo's written reviews are positive against 96% of PlanLink's.

HRAgo ships an update every 3 months, PlanLink every 7 months. The most recent releases landed on September 16, 2026 and September 5, 2026 respectively.

## The numbers

| Metric | HRAgo | PlanLink |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.6 (258 ratings)](https://appshunter.io/ios/app/hrago/id946966606/reviews) | **[4.8 (105 ratings)](https://appshunter.io/ios/app/planlink/id1626687408/reviews)** |
| Number of ratings | **258** | 105 |
| Positive reviews | 40.8% of reviews | **95.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 7 months |
| Monetization | Free | Free |
| Size | 44 MB | 36 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Empire Innovation Group, LLC](https://appshunter.io/developer/946966605) | [Spectrum Pension Consultants, Inc.](https://appshunter.io/developer/1626687410) |

## What reviewers say

### HRAgo

[App page](https://appshunter.io/ios/app/hrago/id946966606)

Manage your Health Reimbursement Arrangement (HRA), Health Savings Account (HSA), Flexible Spending Account (FSA), and RHSP accounts. View balances, transaction history, submit claims, upload documentation, and update personal and investment information.

**Highlights:** View account balances and activity, Submit claims and documentation, Update contact information, Manage investment allocations, View account statements, Direct deposit reimbursements

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Efficient claims submission
- 🤝 Great customer service
- 📱 User-friendly app
- ✅ Makes HRA easy

**What reviewers complain about**

- 🐌 Slow processing
- ❌ Denied claims frequently
- 😩 Cumbersome process
- ❓ Lack of explanation for denials
- 📚 Difficult to upload documents

**Reported bugs**

- Unable to log out
- Cannot add documentation from photo library
- App won't attach images for claims
- Cannot find 'Benefits Card' tab
- Kicked out before finishing upload

**Requested features**

- Allow adding multiple documents
- Provide information on covered expenses
- Improve navigation for monitoring deposits/credits/payments
- Add a 'forgot password' option
- Allow saving login credentials


### PlanLink

[App page](https://appshunter.io/ios/app/planlink/id1626687408)

Quickly enroll in retirement plans and manage your investments. Access loan and withdrawal options, view performance data, and track transaction history securely with biometric authentication.

**Highlights:** Retirement plan enrollment, Investment portfolio management, Contribution changes, Loan and withdrawal requests, View portfolio returns, Transaction history search, Live fund performance data

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is HRAgo free?

HRAgo is free to download, with no in-app purchases.

### Is PlanLink free?

PlanLink is free to download, with no in-app purchases.

### Which has better reviews, HRAgo or PlanLink?

PlanLink is rated higher. HRAgo averages 3.6 out of 5 from 258 ratings, while PlanLink averages 4.8 from 105 ratings.

### Do HRAgo or PlanLink have ads?

Neither HRAgo nor PlanLink shows ads.

### Which is updated more often, HRAgo or PlanLink?

HRAgo ships an update every 3 months, and PlanLink every 7 months. Most recently, HRAgo was updated on September 16, 2026 and PlanLink on September 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*