# HRAgo vs DecisionPoint Financial

The clearest difference is rating: DecisionPoint Financial at 5.0 against HRAgo's 3.6. DecisionPoint Financial also leads on iOS requirement (10.0 vs 15.0). HRAgo's advantage is update cadence (every 3 months vs every 19 months) and ratings volume (275 vs 6). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

DecisionPoint Financial holds the better App Store score, 5.0 against 3.6. That said, the two scores are not equally well evidenced: HRAgo has 275 ratings behind it against 6, so its average is the more settled of the two.

HRAgo ships an update every 3 months, DecisionPoint Financial every 19 months. The most recent releases landed on October 24, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | HRAgo | DecisionPoint Financial |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.6 (275 ratings)](https://appshunter.io/ios/app/hrago/id946966606/reviews) | **[5.0 (6 ratings)](https://appshunter.io/ios/app/decisionpoint-financial/id1629406812/reviews)** |
| Number of ratings | **275** | 6 |
| Positive reviews | 37.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 19 months |
| Monetization | Free | Free |
| Size | 44 MB | 65 MB |
| Requires iOS | 15.0 | **10.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Empire Innovation Group, LLC](https://appshunter.io/developer/946966605) | [DecisionPoint Financial, LLC](https://appshunter.io/developer/1629406814) |

## What reviewers say

### HRAgo

[App page](https://appshunter.io/ios/app/hrago/id946966606)

Manage your Health Reimbursement Arrangement (HRA), Health Savings Account (HSA), Flexible Spending Account (FSA), and RHSP accounts. View balances, transaction history, submit claims, upload documentation, and update personal and investment information.

**Highlights:** View account balances and activity, Submit claims and documentation, Update contact information, Manage investment allocations, View account statements, Direct deposit reimbursements

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Efficient claims submission
- 🤝 Great customer service
- 📱 User-friendly app
- ✅ Makes HRA easy

**What reviewers complain about**

- 🐌 Slow processing
- ❌ Denied claims frequently
- 😩 Cumbersome process
- ❓ Lack of explanation for denials
- 📚 Difficult to upload documents

**Reported bugs**

- Unable to log out
- Cannot add documentation from photo library
- App won't attach images for claims
- Cannot find 'Benefits Card' tab
- Kicked out before finishing upload

**Requested features**

- Allow adding multiple documents
- Provide information on covered expenses
- Improve navigation for monitoring deposits/credits/payments
- Add a 'forgot password' option
- Allow saving login credentials


### DecisionPoint Financial

[App page](https://appshunter.io/ios/app/decisionpoint-financial/id1629406812)

Manage your complete financial picture with an intuitive dashboard and interactive reports. Securely store and view important documents from your wealth advisor. Track investment performance and allocation with ease.

**Highlights:** Interactive financial dashboard, Dynamic investment reports, Document vault for advisor files, Investment performance tracking, Secure and easy to use

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is HRAgo free?

HRAgo is free to download, with no in-app purchases.

### Is DecisionPoint Financial free?

DecisionPoint Financial is free to download, with no in-app purchases.

### Which has better reviews, HRAgo or DecisionPoint Financial?

DecisionPoint Financial is rated higher. HRAgo averages 3.6 out of 5 from 275 ratings, while DecisionPoint Financial averages 5.0 from 6 ratings.

### Do HRAgo or DecisionPoint Financial have ads?

Neither HRAgo nor DecisionPoint Financial shows ads.

### Which is updated more often, HRAgo or DecisionPoint Financial?

HRAgo ships an update every 3 months, and DecisionPoint Financial every 19 months. Most recently, HRAgo was updated on October 24, 2026 and DecisionPoint Financial on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*