# HRAgo vs First Hill Trust

The clearest difference is rating: HRAgo at 3.6 against First Hill Trust's 2.1. HRAgo also leads on review sentiment (38% vs 0%) and ratings volume (275 vs 7). First Hill Trust's advantage is update cadence (every 2 months vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HRAgo holds the better App Store score, 3.6 against 2.1. That said, the two scores are not equally well evidenced: HRAgo has 275 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 38% of HRAgo's written reviews are positive against 0% of First Hill Trust's.

HRAgo ships an update every 3 months, First Hill Trust every 2 months. Both last shipped on October 24, 2026.

## The numbers

| Metric | HRAgo | First Hill Trust |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.6 (275 ratings)](https://appshunter.io/ios/app/hrago/id946966606/reviews)** | [2.1 (7 ratings)](https://appshunter.io/ios/app/first-hill-trust/id6462491156/reviews) |
| Number of ratings | **275** | 7 |
| Positive reviews | **37.7% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 44 MB | 34 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Empire Innovation Group, LLC](https://appshunter.io/developer/946966605) | [Schwab Retirement Technologies Inc.](https://appshunter.io/developer/1558174243) |

## What reviewers say

### HRAgo

[App page](https://appshunter.io/ios/app/hrago/id946966606)

Manage your Health Reimbursement Arrangement (HRA), Health Savings Account (HSA), Flexible Spending Account (FSA), and RHSP accounts. View balances, transaction history, submit claims, upload documentation, and update personal and investment information.

**Highlights:** View account balances and activity, Submit claims and documentation, Update contact information, Manage investment allocations, View account statements, Direct deposit reimbursements

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Efficient claims submission
- 🤝 Great customer service
- 📱 User-friendly app
- ✅ Makes HRA easy

**What reviewers complain about**

- 🐌 Slow processing
- ❌ Denied claims frequently
- 😩 Cumbersome process
- ❓ Lack of explanation for denials
- 📚 Difficult to upload documents

**Reported bugs**

- Unable to log out
- Cannot add documentation from photo library
- App won't attach images for claims
- Cannot find 'Benefits Card' tab
- Kicked out before finishing upload

**Requested features**

- Allow adding multiple documents
- Provide information on covered expenses
- Improve navigation for monitoring deposits/credits/payments
- Add a 'forgot password' option
- Allow saving login credentials


### First Hill Trust

[App page](https://appshunter.io/ios/app/first-hill-trust/id6462491156)

Manage your retirement savings and investments with this app. Forecast your future income, monitor your account balance and performance, and adjust your contributions. Securely upload documents and access financial learning resources.

**Highlights:** Retirement income forecast, Balance and investment monitoring, Contribution adjustments, Investment selection and rebalancing, Secure document upload, Financial learning center, Beneficiary management, Biometric login

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is HRAgo free?

HRAgo is free to download, with no in-app purchases.

### Is First Hill Trust free?

First Hill Trust is free to download, with no in-app purchases.

### Which has better reviews, HRAgo or First Hill Trust?

HRAgo is rated higher. HRAgo averages 3.6 out of 5 from 275 ratings, while First Hill Trust averages 2.1 from 7 ratings.

### Do HRAgo or First Hill Trust have ads?

Neither HRAgo nor First Hill Trust shows ads.

### Which is updated more often, HRAgo or First Hill Trust?

HRAgo ships an update every 3 months, and First Hill Trust every 2 months. Most recently, HRAgo was updated on October 24, 2026 and First Hill Trust on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*