# HRAgo vs Envelope Tracker

The clearest difference is rating: Envelope Tracker at 5.0 against HRAgo's 3.6. HRAgo's advantage is ratings volume (275 vs 1) and iOS requirement (15.0 vs 18.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Envelope Tracker holds the better App Store score, 5.0 against 3.6. That said, the two scores are not equally well evidenced: HRAgo has 275 ratings behind it against 1, so its average is the more settled of the two.

## The numbers

| Metric | HRAgo | Envelope Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.6 (275 ratings)](https://appshunter.io/ios/app/hrago/id946966606/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/envelope-tracker/id6796866976/reviews)** |
| Number of ratings | **275** | 1 |
| Positive reviews | 37.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | — |
| Monetization | Free | Free |
| Size | 44 MB | 4 MB |
| Requires iOS | **15.0** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Empire Innovation Group, LLC](https://appshunter.io/developer/946966605) | [Rob Lynch](https://appshunter.io/developer/6796866978) |

## What reviewers say

### HRAgo

[App page](https://appshunter.io/ios/app/hrago/id946966606)

Manage your Health Reimbursement Arrangement (HRA), Health Savings Account (HSA), Flexible Spending Account (FSA), and RHSP accounts. View balances, transaction history, submit claims, upload documentation, and update personal and investment information.

**Highlights:** View account balances and activity, Submit claims and documentation, Update contact information, Manage investment allocations, View account statements, Direct deposit reimbursements

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Efficient claims submission
- 🤝 Great customer service
- 📱 User-friendly app
- ✅ Makes HRA easy

**What reviewers complain about**

- 🐌 Slow processing
- ❌ Denied claims frequently
- 😩 Cumbersome process
- ❓ Lack of explanation for denials
- 📚 Difficult to upload documents

**Reported bugs**

- Unable to log out
- Cannot add documentation from photo library
- App won't attach images for claims
- Cannot find 'Benefits Card' tab
- Kicked out before finishing upload

**Requested features**

- Allow adding multiple documents
- Provide information on covered expenses
- Improve navigation for monitoring deposits/credits/payments
- Add a 'forgot password' option
- Allow saving login credentials


### Envelope Tracker

[App page](https://appshunter.io/ios/app/envelope-tracker/id6796866976)

Manage your weekly budget with a simple, private system. Set spending limits, categorize purchases, and track your remaining funds. Visualize your spending pace and review past weeks.

**Highlights:** Weekly spending envelopes, Customizable spending categories, Log purchases with details, Vendor memory for quick entries, Split purchases across categories, Review past spending history, CSV export of transactions, iCloud sync for Apple devices

**In-app purchases:** none


## Frequently asked questions

### Is HRAgo free?

HRAgo is free to download, with no in-app purchases.

### Is Envelope Tracker free?

Envelope Tracker is free to download, with no in-app purchases.

### Which has better reviews, HRAgo or Envelope Tracker?

Envelope Tracker is rated higher. HRAgo averages 3.6 out of 5 from 275 ratings, while Envelope Tracker averages 5.0 from 1 ratings.

### Do HRAgo or Envelope Tracker have ads?

Neither HRAgo nor Envelope Tracker shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*