# BCBSMT vs Blue Element MT Mobile

The clearest difference is update cadence: BCBSMT at fortnightly against Blue Element MT Mobile's every 6 months. BCBSMT also leads on ratings volume (570 vs 1) and review sentiment (21% vs 0%). Blue Element MT Mobile's advantage is rating (5.0 vs 4.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Blue Element MT Mobile holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: BCBSMT has 570 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 21% of BCBSMT's written reviews are positive against 0% of Blue Element MT Mobile's, so the app with the better star average is not the one people write more warmly about.

BCBSMT ships an update fortnightly, Blue Element MT Mobile every 6 months. The most recent releases landed on September 25, 2026 and September 16, 2026 respectively.

## The numbers

| Metric | BCBSMT | Blue Element MT Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (570 ratings)](https://appshunter.io/ios/app/bcbsmt/id947432567/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/blue-element-mt-mobile/id6473550230/reviews)** |
| Number of ratings | **570** | 1 |
| Positive reviews | **21.1% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 6 months |
| Monetization | Free | Free |
| Size | 63 MB | 16 MB |
| Requires iOS | **15.1** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Health Care Service Corporation](https://appshunter.io/developer/345127634) | [Luminare Health Benefits, Inc](https://appshunter.io/developer/1066937146) |

## What reviewers say

### BCBSMT

[App page](https://appshunter.io/ios/app/bcbsmt/id947432567)

Access your Blue Cross and Blue Shield of Montana member information and resources. Manage your coverage, claims, and ID card. Find in-network providers, estimate costs, and access virtual care.

**Highlights:** Access coverage and claims, Find in-network doctors and facilities, Estimate procedure costs, View medical and pharmacy benefits, Access virtual doctor visits, Store ID card in Apple Wallet

**Features:** Apple Wallet

**In-app purchases:** none


### Blue Element MT Mobile

[App page](https://appshunter.io/ios/app/blue-element-mt-mobile/id6473550230)

Access your health insurance information on the go. View deductibles, out-of-pocket maximums, ID cards, and claim status. Find doctors and contact customer service easily.

**Highlights:** View deductibles and out-of-pocket maximums, Display ID card to providers, Check claims status, Access benefits information, Find a doctor, Contact customer service

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is BCBSMT free?

BCBSMT is free to download, with no in-app purchases.

### Is Blue Element MT Mobile free?

Blue Element MT Mobile is free to download, with no in-app purchases.

### Which has better reviews, BCBSMT or Blue Element MT Mobile?

Blue Element MT Mobile is rated higher. BCBSMT averages 4.6 out of 5 from 570 ratings, while Blue Element MT Mobile averages 5.0 from 1 ratings.

### Do BCBSMT or Blue Element MT Mobile have ads?

Neither BCBSMT nor Blue Element MT Mobile shows ads.

### Which is updated more often, BCBSMT or Blue Element MT Mobile?

BCBSMT ships an update fortnightly, and Blue Element MT Mobile every 6 months. Most recently, BCBSMT was updated on September 25, 2026 and Blue Element MT Mobile on September 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*