# BCBSMT vs Xaetos

The clearest difference is review sentiment: Xaetos at 100% against BCBSMT's 18%. Xaetos also leads on rating (5.0 vs 4.6) and update cadence (weekly vs fortnightly). BCBSMT's advantage is in-app purchases (none vs 11) and ratings volume (609 vs 13). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Xaetos sells 10 one-off in-app purchases. BCBSMT asks for nothing beyond the download.

Xaetos holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: BCBSMT has 609 ratings behind it against 13, so its average is the more settled of the two. Written reviews point the same way: 18% of BCBSMT's written reviews are positive against 100% of Xaetos's.

BCBSMT ships an update fortnightly, Xaetos weekly. The most recent releases landed on October 17, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | BCBSMT | Xaetos |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (609 ratings)](https://appshunter.io/ios/app/bcbsmt/id947432567/reviews) | **[5.0 (13 ratings)](https://appshunter.io/ios/app/xaetos/id6757780481/reviews)** |
| Number of ratings | **609** | 13 |
| Positive reviews | 18.2% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 63 MB | 84 MB |
| Requires iOS | **15.1** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 12+ |
| Developer | [Health Care Service Corporation](https://appshunter.io/developer/345127634) | [Xaetos Inc.](https://appshunter.io/developer/1868895480) |

## What reviewers say

### BCBSMT

[App page](https://appshunter.io/ios/app/bcbsmt/id947432567)

Access your Blue Cross and Blue Shield of Montana member information and resources. Manage your coverage, claims, and ID card. Find in-network providers, estimate costs, and access virtual care.

**Highlights:** Access coverage and claims, Find in-network doctors and facilities, Estimate procedure costs, View medical and pharmacy benefits, Access virtual doctor visits, Store ID card in Apple Wallet

**Features:** Apple Wallet

**In-app purchases:** none


### Xaetos

[App page](https://appshunter.io/ios/app/xaetos/id6757780481)

This app gamifies fitness tracking by rewarding consistent gym attendance. It uses geofencing to verify workouts and offers social features like leaderboards and challenges. Users can earn real rewards from brands for hitting streak milestones, encouraging long-term healthy habits.

**Highlights:** Gamified fitness tracking, Geofenced gym visit verification, Streak maintenance and challenges, Social leaderboards and friend competitions, Exclusive brand rewards for milestones, Habit formation and lifestyle change focus

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 4-Hour Timer Freeze | $0.99 | one-time |
| 12 Hour Timer Freeze | $1.99 | one-time |
| Tropical Theme | $1.99 | one-time |
| Wasp Theme | $1.99 | one-time |
| Arctic Theme | $1.99 | one-time |
| Sunset Theme | $1.99 | one-time |
| 36 Hour Timer Freeze | $3.99 | one-time |
| 48-Hour Timer Freeze | $4.99 | one-time |
| All Themes Bundle | $6.99 | one-time |
| 6 Days Additional Time | $12.99 | one-time |


## Frequently asked questions

### Is BCBSMT free?

BCBSMT is free to download, with no in-app purchases.

### Is Xaetos free?

Xaetos is free to download, with in-app purchases available.

### Which has better reviews, BCBSMT or Xaetos?

Xaetos is rated higher. BCBSMT averages 4.6 out of 5 from 609 ratings, while Xaetos averages 5.0 from 13 ratings.

### Do BCBSMT or Xaetos have ads?

Neither BCBSMT nor Xaetos shows ads.

### Which is updated more often, BCBSMT or Xaetos?

BCBSMT ships an update fortnightly, and Xaetos weekly. Most recently, BCBSMT was updated on October 17, 2026 and Xaetos on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*