# CMSO Pro vs Pennylane

The clearest difference is review sentiment: Pennylane at 67% against CMSO Pro's 35%. Pennylane also leads on update cadence (weekly vs every 3 months) and ratings volume (35 vs 1). CMSO Pro's advantage is rating (5.0 vs 4.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CMSO Pro holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Pennylane has 35 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 35% of CMSO Pro's written reviews are positive against 67% of Pennylane's, so the app with the better star average is not the one people write more warmly about.

CMSO Pro ships an update every 3 months, Pennylane weekly. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | CMSO Pro | Pennylane |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/cmso-pro/id947916569/reviews)** | [4.6 (35 ratings)](https://appshunter.io/ios/app/pennylane/id1574490312/reviews) |
| Number of ratings | 1 | **35** |
| Positive reviews | 35.0% of reviews | **67.2% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Weekly** |
| Monetization | Free | Free |
| Size | 140 MB | 152 MB |
| Requires iOS | **16.0** | 16.4 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Crédit Mutuel Arkéa](https://appshunter.io/developer/323122391) | [Pennylane](https://appshunter.io/developer/1574490314) |

## What reviewers say

### CMSO Pro

[App page](https://appshunter.io/ios/app/cmso-pro/id947916569)

Manage your professional accounts and make online payments securely. This app allows you to view your finances in real-time, track transactions, and communicate with your advisor.

**Highlights:** Real-time financial overview, Secure advisor messaging, Instant transfers, Virtual payment service, Transaction management, IBAN/BIC sharing

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Pennylane

[App page](https://appshunter.io/ios/app/pennylane/id1574490312)

This app offers an integrated solution for managing business finances, accounting, and banking. It provides tools for purchase and sales management, performance analysis, and a business account with features like free cards and unlimited transfers.

**Highlights:** Integrated business finances and accounting, Purchase and sales management, Performance analysis, Pro Account with free cards and transfers, Invoice management (FacturX format), Collaboration with accountants, Over 300 integrations

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CMSO Pro free?

CMSO Pro is free to download, with no in-app purchases.

### Is Pennylane free?

Pennylane is free to download, with no in-app purchases.

### Which has better reviews, CMSO Pro or Pennylane?

CMSO Pro is rated higher. CMSO Pro averages 5.0 out of 5 from 1 ratings, while Pennylane averages 4.6 from 35 ratings.

### Do CMSO Pro or Pennylane have ads?

Neither CMSO Pro nor Pennylane shows ads.

### Which is updated more often, CMSO Pro or Pennylane?

CMSO Pro ships an update every 3 months, and Pennylane weekly. Most recently, CMSO Pro was updated on November 6, 2026 and Pennylane on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*