# MCFCU Mobile vs Members First CU

The clearest difference is rating: MCFCU Mobile at 4.4 against Members First CU's 2.8. Members First CU's advantage is update cadence (every 2 months vs every 11 months) and review sentiment (18% vs 0%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MCFCU Mobile holds the better App Store score, 4.4 against 2.8. Both are backed by a comparable volume of ratings — 5 and 17 respectively. Written reviews complicate that: 0% of MCFCU Mobile's written reviews are positive against 18% of Members First CU's, so the app with the better star average is not the one people write more warmly about.

MCFCU Mobile ships an update every 11 months, Members First CU every 2 months. The most recent releases landed on November 1, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | MCFCU Mobile | Members First CU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (5 ratings)](https://appshunter.io/ios/app/mcfcu-mobile/id948865071/reviews)** | [2.8 (17 ratings)](https://appshunter.io/ios/app/members-first-cu/id1186427108/reviews) |
| Number of ratings | 5 | **17** |
| Positive reviews | 0.0% of reviews | **18.2% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 11 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 33 MB | 64 MB |
| Requires iOS | 16.0 | **12.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Morehead Community Federal Credit Union](https://appshunter.io/developer/948865070) | [Members First Credit Union (Utah)](https://appshunter.io/developer/1356269369) |

## What reviewers say

### MCFCU Mobile

[App page](https://appshunter.io/ios/app/mcfcu-mobile/id948865071)

Manage your finances with a member-owned cooperative focused on community service and financial education. Offers top-quality financial products and services, returning profits to members through better rates and lower fees.

**Highlights:** Member-owned financial cooperative, Community-focused service, Financial education resources, Better rates and lower fees, Personal financial decision support

**Features:** macOS Compatibility

**In-app purchases:** none


### Members First CU

[App page](https://appshunter.io/ios/app/members-first-cu/id1186427108)

This credit union app provides convenient access to financial services for its members. Manage your accounts, transfer funds, and access important information on the go. Designed for residents and employees of specific organizations in Utah.

**Highlights:** Account management, Fund transfers, Financial service access, Mobile banking

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is MCFCU Mobile free?

MCFCU Mobile is free to download, with no in-app purchases.

### Is Members First CU free?

Members First CU is free to download, with no in-app purchases.

### Which has better reviews, MCFCU Mobile or Members First CU?

MCFCU Mobile is rated higher. MCFCU Mobile averages 4.4 out of 5 from 5 ratings, while Members First CU averages 2.8 from 17 ratings.

### Do MCFCU Mobile or Members First CU have ads?

Neither MCFCU Mobile nor Members First CU shows ads.

### Which is updated more often, MCFCU Mobile or Members First CU?

MCFCU Mobile ships an update every 11 months, and Members First CU every 2 months. Most recently, MCFCU Mobile was updated on November 1, 2026 and Members First CU on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*