# Bill Watch vs MoBill Budget

The clearest difference is rating: MoBill Budget at 4.7 against Bill Watch's 4.2. MoBill Budget also leads on ads (none vs shown) and update cadence (every 2 months vs every 5 months). On price, review sentiment, ratings volume and in-app purchases there is nothing between them.

Both are free to download. Bill Watch sells 2 in-app purchases, starting at $1.99 per 6 months and MoBill Budget sells 2 in-app purchases, starting at $3.49 per 3 months. Whichever you choose, the download price is not the number that matters.

MoBill Budget holds the better App Store score, 4.7 against 4.2. Both are backed by a comparable volume of ratings — 158 and 409 respectively. Written reviews complicate that: 80% of Bill Watch's written reviews are positive against 76% of MoBill Budget's, so the app with the better star average is not the one people write more warmly about.

Bill Watch ships an update every 5 months, MoBill Budget every 2 months. The most recent releases landed on November 1, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | Bill Watch | MoBill Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (158 ratings)](https://appshunter.io/ios/app/bill-watch/id949348178/reviews) | **[4.7 (409 ratings)](https://appshunter.io/ios/app/mobill-budget/id1121517805/reviews)** |
| Number of ratings | 158 | **409** |
| Positive reviews | **80.2% of reviews** | 75.8% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 5 months | **Every 2 months** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 28 MB | 11 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [LINKLINKS LTD](https://appshunter.io/developer/600375781) | [Hakan Erturk](https://appshunter.io/developer/1121517804) |

## What reviewers say

### Bill Watch

[App page](https://appshunter.io/ios/app/bill-watch/id949348178)

Organize all your income and expense bills in one place. Get timely reminders for upcoming payments to avoid late fees and simplify your financial life. Track payment status, generate reports, and manage your money with ease.

**Highlights:** Track income and expense bills, Set custom payment reminders, Calendar and list bill views, Generate financial reports, Create repeating bills, Export bills data, Passcode and Touch ID protection

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium - 6 months | $1.99 | per 6 months |
| Pro Version | $19.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 🚀 Helpful for budgeting and bill reminders
- 👍 Allows unlimited bills and incomes
- 👍 Provides graphs and charts for expenses
- 👍 Useful for improving credit score

**What reviewers complain about**

- 🐛 Reporting functionality broken after recent update
- 🐛 Crashes when trying to use certain features
- 🐛 Unable to restore data when changing devices
- 🐛 Recurring bills not working correctly

**Reported bugs**

- Notifications not working as expected
- Data loss when transferring to new device
- Recurring bills not updating correctly

**Requested features**

- Ability to customize categories and accounts
- Weekly report view in addition to monthly/quarterly/yearly
- Sync with bank accounts
- Ability to share data with others


### MoBill Budget

[App page](https://appshunter.io/ios/app/mobill-budget/id1121517805)

Effortlessly manage your finances with this personal budgeting app. Track bills, expenses, and income with insightful reports, charts, and timely reminders. Sync data across devices and gain detailed financial analysis.

**Highlights:** Bill and expense tracking, Income tracking, Budgeting functions, Reminders for due dates, Financial reports and charts, Cross-platform data sync, Multiple account support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 3 Months subscription | $3.49 | per 3 months |
| 1 Year Subscription | $10.99 | per year |


## Frequently asked questions

### Is Bill Watch free?

Bill Watch is free to download, with in-app purchases available.

### Is MoBill Budget free?

MoBill Budget is free to download, with in-app purchases available.

### Which has better reviews, Bill Watch or MoBill Budget?

MoBill Budget is rated higher. Bill Watch averages 4.2 out of 5 from 158 ratings, while MoBill Budget averages 4.7 from 409 ratings.

### Do Bill Watch or MoBill Budget have ads?

Bill Watch shows ads; MoBill Budget does not.

### Which is updated more often, Bill Watch or MoBill Budget?

Bill Watch ships an update every 5 months, and MoBill Budget every 2 months. Most recently, Bill Watch was updated on November 1, 2026 and MoBill Budget on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*