# Bill Watch vs Cashflows Pro

The clearest difference is price: Bill Watch at Free against Cashflows Pro's $2.99. Bill Watch also leads on ratings volume (158 vs 20) and iOS requirement (16.0 vs 26.0). Cashflows Pro's advantage is in-app purchases (none vs 2) and ads (none vs shown). On review sentiment and device support there is nothing between them.

Bill Watch is free to download; Cashflows Pro costs $2.99 up front. Bill Watch sells 2 in-app purchases, starting at $1.99 per 6 months. Cashflows Pro asks for nothing beyond the download.

Cashflows Pro holds the better App Store score, 4.5 against 4.2. That said, the two scores are not equally well evidenced: Bill Watch has 158 ratings behind it against 20, so its average is the more settled of the two. Written reviews complicate that: 80% of Bill Watch's written reviews are positive against 75% of Cashflows Pro's, so the app with the better star average is not the one people write more warmly about.

Bill Watch ships an update every 5 months, Cashflows Pro every 3 weeks. The most recent releases landed on October 22, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Bill Watch | Cashflows Pro |
| --- | --- | --- |
| Price | **Free** | $2.99 |
| Rating | [4.2 (158 ratings)](https://appshunter.io/ios/app/bill-watch/id949348178/reviews) | **[4.5 (20 ratings)](https://appshunter.io/ios/app/cashflows-pro/id1543829197/reviews)** |
| Number of ratings | **158** | 20 |
| Positive reviews | **80.2% of reviews** | 75.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 5 months | **Every 3 weeks** |
| Monetization | **Free with in-app purchases** | Paid |
| Size | 28 MB | 14 MB |
| Requires iOS | **16.0** | 26.0 |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, Mac |
| Age rating | 4+ | +4 |
| Developer | [LINKLINKS LTD](https://appshunter.io/developer/600375781) | [Nicola Cavanagh](https://appshunter.io/developer/669840345) |

## What reviewers say

### Bill Watch

[App page](https://appshunter.io/ios/app/bill-watch/id949348178)

Organize all your income and expense bills in one place. Get timely reminders for upcoming payments to avoid late fees and simplify your financial life. Track payment status, generate reports, and manage your money with ease.

**Highlights:** Track income and expense bills, Set custom payment reminders, Calendar and list bill views, Generate financial reports, Create repeating bills, Export bills data, Passcode and Touch ID protection

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium - 6 months | $1.99 | per 6 months |
| Pro Version | $19.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 🚀 Helpful for budgeting and bill reminders
- 👍 Allows unlimited bills and incomes
- 👍 Provides graphs and charts for expenses
- 👍 Useful for improving credit score

**What reviewers complain about**

- 🐛 Reporting functionality broken after recent update
- 🐛 Crashes when trying to use certain features
- 🐛 Unable to restore data when changing devices
- 🐛 Recurring bills not working correctly

**Reported bugs**

- Notifications not working as expected
- Data loss when transferring to new device
- Recurring bills not updating correctly

**Requested features**

- Ability to customize categories and accounts
- Weekly report view in addition to monthly/quarterly/yearly
- Sync with bank accounts
- Ability to share data with others


### Cashflows Pro

[App page](https://appshunter.io/ios/app/cashflows-pro/id1543829197)

Forecast future bank account balances by inputting recurring and one-time transactions. This app focuses on future projections, not past history, allowing you to visualize the impact of payments and plan for financial goals.

**Highlights:** Multiple account management, Recurring transaction setup, Warning balance alerts, Interactive forecast graph, File-based scenario management, Override transaction details

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Bill Watch free?

Bill Watch is free to download, with in-app purchases available.

### Is Cashflows Pro free?

Cashflows Pro costs $2.99, with no in-app purchases.

### Which has better reviews, Bill Watch or Cashflows Pro?

Cashflows Pro is rated higher. Bill Watch averages 4.2 out of 5 from 158 ratings, while Cashflows Pro averages 4.5 from 20 ratings.

### Do Bill Watch or Cashflows Pro have ads?

Bill Watch shows ads; Cashflows Pro does not.

### Which is updated more often, Bill Watch or Cashflows Pro?

Bill Watch ships an update every 5 months, and Cashflows Pro every 3 weeks. Most recently, Bill Watch was updated on October 22, 2026 and Cashflows Pro on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*