# Bill Watch vs Loop

The clearest difference is review sentiment: Bill Watch at 80% against Loop's 0%. Bill Watch also leads on ratings volume (157 vs 4) and rating (4.2 vs 4.0). Loop's advantage is ads (none vs shown) and update cadence (daily vs every 5 months). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. Bill Watch sells 2 in-app purchases, starting at $1.99 per 6 months and Loop sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Bill Watch holds the better App Store score, 4.2 against 4.0. That said, the two scores are not equally well evidenced: Bill Watch has 157 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 80% of Bill Watch's written reviews are positive against 0% of Loop's.

Bill Watch ships an update every 5 months, Loop daily. The most recent releases landed on October 17, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | Bill Watch | Loop |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.2 (157 ratings)](https://appshunter.io/ios/app/bill-watch/id949348178/reviews)** | [4.0 (4 ratings)](https://appshunter.io/ios/app/loop-bills-manager/id1588171774/reviews) |
| Number of ratings | **157** | 4 |
| Positive reviews | **80.2% of reviews** | 0.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 5 months | **Daily** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 28 MB | 11 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [LINKLINKS LTD](https://appshunter.io/developer/600375781) | [William Kurniawan](https://appshunter.io/developer/1574419443) |

## What reviewers say

### Bill Watch

[App page](https://appshunter.io/ios/app/bill-watch/id949348178)

Organize all your income and expense bills in one place. Get timely reminders for upcoming payments to avoid late fees and simplify your financial life. Track payment status, generate reports, and manage your money with ease.

**Highlights:** Track income and expense bills, Set custom payment reminders, Calendar and list bill views, Generate financial reports, Create repeating bills, Export bills data, Passcode and Touch ID protection

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium - 6 months | $1.99 | per 6 months |
| Pro Version | $19.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 🚀 Helpful for budgeting and bill reminders
- 👍 Allows unlimited bills and incomes
- 👍 Provides graphs and charts for expenses
- 👍 Useful for improving credit score

**What reviewers complain about**

- 🐛 Reporting functionality broken after recent update
- 🐛 Crashes when trying to use certain features
- 🐛 Unable to restore data when changing devices
- 🐛 Recurring bills not working correctly

**Reported bugs**

- Notifications not working as expected
- Data loss when transferring to new device
- Recurring bills not updating correctly

**Requested features**

- Ability to customize categories and accounts
- Weekly report view in addition to monthly/quarterly/yearly
- Sync with bank accounts
- Ability to share data with others


### Loop

[App page](https://appshunter.io/ios/app/loop-bills-manager/id1588171774)

Track recurring bills, costs, and due dates to avoid missed payments and unexpected charges. Receive timely notifications for upcoming bills and expiring free trials. Secure your financial data with biometric authentication.

**Highlights:** Bill cost and currency tracking, Due date and frequency management, Charge history view, Bill and free trial reminders, Customizable notification timing, Biometric data protection

**Features:** Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium | $3.99 | one-time |


## Frequently asked questions

### Is Bill Watch free?

Bill Watch is free to download, with in-app purchases available.

### Is Loop free?

Loop is free to download, with in-app purchases available.

### Which has better reviews, Bill Watch or Loop?

Bill Watch is rated higher. Bill Watch averages 4.2 out of 5 from 157 ratings, while Loop averages 4.0 from 4 ratings.

### Do Bill Watch or Loop have ads?

Bill Watch shows ads; Loop does not.

### Which is updated more often, Bill Watch or Loop?

Bill Watch ships an update every 5 months, and Loop daily. Most recently, Bill Watch was updated on October 17, 2026 and Loop on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*