# PocketGuard vs Subscribed

The clearest difference is ads: Subscribed at none against PocketGuard's shown. Subscribed also leads on rating (5.0 vs 4.6). PocketGuard's advantage is ratings volume (7.7K vs 3) and chart position (#63 vs unranked). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Both are free to download. PocketGuard sells 8 in-app purchases, starting at $2.99 per 7 days and Subscribed sells 2 in-app purchases, starting at $1.19 per month. Whichever you choose, the download price is not the number that matters.

Subscribed holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: PocketGuard has 7.7K ratings behind it against 3, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | PocketGuard | Subscribed |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (7.7K ratings)](https://appshunter.io/ios/app/pocketguard-budget-app/id949414211/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/subscribed-bills-tracker/id6444733942/reviews)** |
| Number of ratings | **7.7K** | 3 |
| Positive reviews | 38.5% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free with in-app purchases | Freemium |
| Best chart rank | **#63** | — |
| Size | 167 MB | 40 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | **iPhone, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [PocketGuard, Inc.](https://appshunter.io/developer/1435880178) | [Andrea Montinovo](https://appshunter.io/developer/1616827737) |

## What reviewers say

### PocketGuard

[App page](https://appshunter.io/ios/app/pocketguard-budget-app/id949414211)

**Currently charting:** #63 Top Grossing · Finance (US App Store)

This app simplifies personal finance by automatically tracking expenses and bills. It helps you understand your disposable income, analyze spending habits, and manage subscriptions to save money. Set financial goals and create debt-payoff plans with smart algorithms.

**Highlights:** Automatic expense tracking, Bill and subscription monitoring, Disposable income calculation, Spending habit analysis, Financial goal setting, Debt-payoff plan creation

**Features:** Apple Wallet, Apple Watch app

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly offer with 7 day trial | $2.99 | per 7 days |
| PocketGuard Plus | $4.99 | per month |
| Monthly subscription | $4.99 | per month |
| Monthly subscription | $7.99 | per month |
| Monthly Subscriptions | $12.99 | per month |
| Monthly Subscription | $12.99 | per month |
| PocketGuard Plus | $34.99 | per year |
| Yearly Subscription | $74.99 | per year |

**What reviewers like**

- 🚀 Efficient app that helps track spending
- 👍 Customizable budgeting categories
- 🚀 Real-time transaction updates
- 👍 Intuitive and user-friendly interface
- 🚀 Helpful for getting finances under control

**What reviewers complain about**

- 🐛 Recurring issues with bank account syncing
- 🔒 Security concerns with 2FA/MFA requirements
- 🚫 Lack of support for certain banks/credit cards
- 💰 Expensive subscription model
- 🐛 Buggy app performance and frequent crashes

**Reported bugs**

- Inconsistent transaction syncing and labeling
- Inability to delete or manage connected accounts
- Budgeting data disappearing or not updating properly

**Requested features**

- Ability to carry over unspent budget to next month
- More advanced reporting and analytics
- Light/dark mode theme options
- Improved transaction categorization and learning
- Support for multiple users/family budgeting


### Subscribed

[App page](https://appshunter.io/ios/app/subscribed-bills-tracker/id6444733942)

Manage all your recurring payments in one place. Get timely reminders for upcoming renewals and visualize your spending to identify potential savings. Stop wasting money on forgotten subscriptions.

**Highlights:** Effortless subscription tracking, Payment renewal reminders, Spending visualization, Identify hidden costs, Customizable categories, Multi-currency support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SubscribedPlus | $1.19 | per month |
| Subscribed Plus annuale | $9.99 | per year |


## Frequently asked questions

### Is PocketGuard free?

PocketGuard is free to download, with in-app purchases available.

### Is Subscribed free?

Subscribed is free to download, with in-app purchases available.

### Which has better reviews, PocketGuard or Subscribed?

Subscribed is rated higher. PocketGuard averages 4.6 out of 5 from 7.7K ratings, while Subscribed averages 5.0 from 3 ratings.

### Do PocketGuard or Subscribed have ads?

PocketGuard shows ads; Subscribed does not.

### Which is updated more often, PocketGuard or Subscribed?

PocketGuard ships an update every 3 weeks, and Subscribed every 3 weeks. Most recently, PocketGuard was updated on November 1, 2026 and Subscribed on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*