# PocketGuard vs Spentable X

The clearest difference is rating: PocketGuard at 4.6 against Spentable X's 2.0. PocketGuard also leads on review sentiment (39% vs 0%) and ratings volume (7.7K vs 1). Spentable X's advantage is in-app purchases (none vs 14) and ads (none vs shown). On price and device support there is nothing between them.

Both are free to download. PocketGuard sells 11 in-app purchases, starting at $2.99 per 7 days. Spentable X asks for nothing beyond the download.

PocketGuard holds the better App Store score, 4.6 against 2.0. That said, the two scores are not equally well evidenced: PocketGuard has 7.7K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 39% of PocketGuard's written reviews are positive against 0% of Spentable X's.

## The numbers

| Metric | PocketGuard | Spentable X |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (7.7K ratings)](https://appshunter.io/ios/app/pocketguard-budget-app/id949414211/reviews)** | [2.0 (1 ratings)](https://appshunter.io/ios/app/spentable-x/id6450052151/reviews) |
| Number of ratings | **7.7K** | 1 |
| Positive reviews | **38.5% of reviews** | 0.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 3 weeks | — |
| Monetization | Free with in-app purchases | **Free** |
| Best chart rank | **#50** | — |
| Size | 167 MB | 59 MB |
| Requires iOS | 16.0 | **11.0** |
| Devices | iPhone, Apple Watch | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [PocketGuard, Inc.](https://appshunter.io/developer/1435880178) | [Oursky Limited](https://appshunter.io/developer/401901543) |

## What reviewers say

### PocketGuard

[App page](https://appshunter.io/ios/app/pocketguard-budget-app/id949414211)

**Currently charting:** #50 Top Grossing · Finance (US App Store)

This app simplifies personal finance by automatically tracking expenses and bills. It helps you understand your disposable income, analyze spending habits, and manage subscriptions to save money. Set financial goals and create debt-payoff plans with smart algorithms.

**Highlights:** Automatic expense tracking, Bill and subscription monitoring, Disposable income calculation, Spending habit analysis, Financial goal setting, Debt-payoff plan creation

**Features:** Apple Wallet, Apple Watch app

**In-app purchases (11)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly offer with 7 day trial | $2.99 | per 7 days |
| PocketGuard Plus | $4.99 | per month |
| Monthly subscription | $4.99 | per month |
| PocketGuard Plus | $7.99 | per month |
| Monthly subscription | $7.99 | per month |
| Monthly Subscriptions | $12.99 | per month |
| Monthly Subscription | $12.99 | per month |
| PocketGuard Plus | $24.99 | per year |
| PocketGuard Plus | $34.99 | per year |
| Yearly Subscription | $74.99 | per year |
| Lifetime Membership | $79.99 | one-time |

**What reviewers like**

- 🚀 Efficient app that helps track spending
- 👍 Customizable budgeting categories
- 🚀 Real-time transaction updates
- 👍 Intuitive and user-friendly interface
- 🚀 Helpful for getting finances under control

**What reviewers complain about**

- 🐛 Recurring issues with bank account syncing
- 🔒 Security concerns with 2FA/MFA requirements
- 🚫 Lack of support for certain banks/credit cards
- 💰 Expensive subscription model
- 🐛 Buggy app performance and frequent crashes

**Reported bugs**

- Inconsistent transaction syncing and labeling
- Inability to delete or manage connected accounts
- Budgeting data disappearing or not updating properly

**Requested features**

- Ability to carry over unspent budget to next month
- More advanced reporting and analytics
- Light/dark mode theme options
- Improved transaction categorization and learning
- Support for multiple users/family budgeting


### Spentable X

[App page](https://appshunter.io/ios/app/spentable-x/id6450052151)

Streamline your finances with this minimalistic expense tracker. Customize categories, scan receipts using OCR, and quickly add expenses via notification center or Apple Watch. Effortlessly manage spending and improve your financial habits.

**Highlights:** Minimalistic expense tracking, Customizable expense categories, OCR receipt scanning, Notification center expense input, Apple Watch integration, Clean user interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PocketGuard free?

PocketGuard is free to download, with in-app purchases available.

### Is Spentable X free?

Spentable X is free to download, with no in-app purchases.

### Which has better reviews, PocketGuard or Spentable X?

PocketGuard is rated higher. PocketGuard averages 4.6 out of 5 from 7.7K ratings, while Spentable X averages 2.0 from 1 ratings.

### Do PocketGuard or Spentable X have ads?

PocketGuard shows ads; Spentable X does not.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*