# PocketGuard vs Subscription tracker

The clearest difference is ads: Subscription tracker at none against PocketGuard's shown. Subscription tracker also leads on review sentiment (52% vs 39%). PocketGuard's advantage is rating (4.6 vs 4.2) and ratings volume (7.7K vs 80). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. PocketGuard sells 11 in-app purchases, starting at $2.99 per 7 days and Subscription tracker sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

PocketGuard holds the better App Store score, 4.6 against 4.2. That said, the two scores are not equally well evidenced: PocketGuard has 7.7K ratings behind it against 80, so its average is the more settled of the two. Written reviews complicate that: 39% of PocketGuard's written reviews are positive against 52% of Subscription tracker's, so the app with the better star average is not the one people write more warmly about.

PocketGuard ships an update every 3 weeks, Subscription tracker every 2 months. The most recent releases landed on October 29, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | PocketGuard | Subscription tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (7.7K ratings)](https://appshunter.io/ios/app/pocketguard-budget-app/id949414211/reviews)** | [4.2 (80 ratings)](https://appshunter.io/ios/app/subscription-tracker-99subs/id6458591668/reviews) |
| Number of ratings | **7.7K** | 80 |
| Positive reviews | 38.7% of reviews | **52.2% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | **#76** | — |
| Size | 167 MB | 23 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | **iPhone, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [PocketGuard, Inc.](https://appshunter.io/developer/1435880178) | [Arnas Petrusevicius](https://appshunter.io/developer/1844312922) |

## What reviewers say

### PocketGuard

[App page](https://appshunter.io/ios/app/pocketguard-budget-app/id949414211)

**Currently charting:** #76 Top Grossing · Finance (US App Store)

This app simplifies personal finance by automatically tracking expenses and bills. It helps you understand your disposable income, analyze spending habits, and manage subscriptions to save money. Set financial goals and create debt-payoff plans with smart algorithms.

**Highlights:** Automatic expense tracking, Bill and subscription monitoring, Disposable income calculation, Spending habit analysis, Financial goal setting, Debt-payoff plan creation

**Features:** Apple Wallet, Apple Watch app

**In-app purchases (11)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly offer with 7 day trial | $2.99 | per 7 days |
| PocketGuard Plus | $4.99 | per month |
| Monthly subscription | $4.99 | per month |
| PocketGuard Plus | $7.99 | per month |
| Monthly subscription | $7.99 | per month |
| Monthly Subscriptions | $12.99 | per month |
| Monthly Subscription | $12.99 | per month |
| PocketGuard Plus | $24.99 | per year |
| PocketGuard Plus | $34.99 | per year |
| Yearly Subscription | $74.99 | per year |
| Lifetime Membership | $79.99 | one-time |

**What reviewers like**

- 🚀 Efficient app that helps track spending
- 👍 Customizable budgeting categories
- 🚀 Real-time transaction updates
- 👍 Intuitive and user-friendly interface
- 🚀 Helpful for getting finances under control

**What reviewers complain about**

- 🐛 Recurring issues with bank account syncing
- 🔒 Security concerns with 2FA/MFA requirements
- 🚫 Lack of support for certain banks/credit cards
- 💰 Expensive subscription model
- 🐛 Buggy app performance and frequent crashes

**Reported bugs**

- Inconsistent transaction syncing and labeling
- Inability to delete or manage connected accounts
- Budgeting data disappearing or not updating properly

**Requested features**

- Ability to carry over unspent budget to next month
- More advanced reporting and analytics
- Light/dark mode theme options
- Improved transaction categorization and learning
- Support for multiple users/family budgeting


### Subscription tracker

[App page](https://appshunter.io/ios/app/subscription-tracker-99subs/id6458591668)

This app helps you manage all your recurring payments in one place. Easily track subscriptions, get timely reminders before renewals, and see your total monthly spending to avoid surprise charges and save money.

**Highlights:** Track all recurring payments, Manage subscriptions easily, Get smart renewal alerts, View monthly spending totals, Add custom subscriptions, Track free trial end dates

**Features:** Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlimited access | $1.99 | per month |
| 1 year unlimited tracking | $8.99 | per year |
| Unlimited lifetime access | $19.99 | one-time |


## Frequently asked questions

### Is PocketGuard free?

PocketGuard is free to download, with in-app purchases available.

### Is Subscription tracker free?

Subscription tracker is free to download, with in-app purchases available.

### Which has better reviews, PocketGuard or Subscription tracker?

PocketGuard is rated higher. PocketGuard averages 4.6 out of 5 from 7.7K ratings, while Subscription tracker averages 4.2 from 80 ratings.

### Do PocketGuard or Subscription tracker have ads?

PocketGuard shows ads; Subscription tracker does not.

### Which is updated more often, PocketGuard or Subscription tracker?

PocketGuard ships an update every 3 weeks, and Subscription tracker every 2 months. Most recently, PocketGuard was updated on October 29, 2026 and Subscription tracker on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*