# PocketGuard vs WiseWallets

The clearest difference is review sentiment: WiseWallets at 100% against PocketGuard's 39%. WiseWallets also leads on ads (none vs shown) and rating (5.0 vs 4.6). PocketGuard's advantage is ratings volume (7.7K vs 3) and chart position (#50 vs unranked). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. PocketGuard sells 8 in-app purchases, starting at $2.99 per 7 days and WiseWallets sells 2 in-app purchases, starting at $12.99 per month. Whichever you choose, the download price is not the number that matters.

WiseWallets holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: PocketGuard has 7.7K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 39% of PocketGuard's written reviews are positive against 100% of WiseWallets's.

PocketGuard ships an update every 3 weeks, WiseWallets every 2 days. The most recent releases landed on November 11, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | PocketGuard | WiseWallets |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (7.7K ratings)](https://appshunter.io/ios/app/pocketguard-budget-app/id949414211/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/wisewallets/id6476206284/reviews)** |
| Number of ratings | **7.7K** | 3 |
| Positive reviews | 38.6% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 3 weeks | **Every 2 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | **#50** | — |
| Size | 167 MB | 24 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, Apple Watch | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [PocketGuard, Inc.](https://appshunter.io/developer/1435880178) | [Austin Hunter](https://appshunter.io/developer/1250276025) |

## What reviewers say

### PocketGuard

[App page](https://appshunter.io/ios/app/pocketguard-budget-app/id949414211)

**Currently charting:** #50 Top Grossing · Finance (US App Store)

This app helps you plan your budget, track expenses, and manage bills to know exactly what's safe to spend. It offers personalized debt payoff plans and identifies forgotten subscriptions. Securely connect your bank accounts for automatic transaction categorization and insights.

**Highlights:** Budget planning, Expense tracking, Bill management, Debt payoff plans, Subscription management, Spending prediction, Automatic transaction categorization

**Features:** Apple Wallet, Apple Watch app

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly offer with 7 day trial | $2.99 | per 7 days |
| PocketGuard Plus | $4.99 | per month |
| Monthly subscription | $4.99 | per month |
| Monthly subscription | $7.99 | per month |
| Monthly Subscriptions | $12.99 | per month |
| Monthly Subscription | $12.99 | per month |
| PocketGuard Plus | $34.99 | per year |
| Yearly Subscription | $74.99 | per year |

**What reviewers like**

- 🚀 Efficient app that helps track spending
- 👍 Customizable budgeting categories
- 🚀 Real-time transaction updates
- 👍 Intuitive and user-friendly interface
- 🚀 Helpful for getting finances under control

**What reviewers complain about**

- 🐛 Recurring issues with bank account syncing
- 🔒 Security concerns with 2FA/MFA requirements
- 🚫 Lack of support for certain banks/credit cards
- 💰 Expensive subscription model
- 🐛 Buggy app performance and frequent crashes

**Reported bugs**

- Inconsistent transaction syncing and labeling
- Inability to delete or manage connected accounts
- Budgeting data disappearing or not updating properly

**Requested features**

- Ability to carry over unspent budget to next month
- More advanced reporting and analytics
- Light/dark mode theme options
- Improved transaction categorization and learning
- Support for multiple users/family budgeting


### WiseWallets

[App page](https://appshunter.io/ios/app/wisewallets/id6476206284)

Manage your money with a fun and secure budgeting app. It offers automatic transaction imports, personalized budgeting adventures, and customizable themes. Enjoy regular updates and dedicated support for a delightful financial journey.

**Highlights:** Iron-clad transaction encryption, Auto-magic transaction imports, Personalized budgeting adventures, Custom themes and icons, Regular updates and support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $12.99 | per month |
| Premium Yearly | $69.99 | per year |


## Frequently asked questions

### Is PocketGuard free?

PocketGuard is free to download, with in-app purchases available.

### Is WiseWallets free?

WiseWallets is free to download, with in-app purchases available.

### Which has better reviews, PocketGuard or WiseWallets?

WiseWallets is rated higher. PocketGuard averages 4.6 out of 5 from 7.7K ratings, while WiseWallets averages 5.0 from 3 ratings.

### Do PocketGuard or WiseWallets have ads?

PocketGuard shows ads; WiseWallets does not.

### Which is updated more often, PocketGuard or WiseWallets?

PocketGuard ships an update every 3 weeks, and WiseWallets every 2 days. Most recently, PocketGuard was updated on November 11, 2026 and WiseWallets on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*