# PocketGuard vs Wallet Wise

The clearest difference is chart position: PocketGuard at #52 against Wallet Wise's unranked. Wallet Wise's advantage is iOS requirement (13.0 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. PocketGuard sells 11 in-app purchases, starting at $2.99 per 7 days and Wallet Wise sells 4 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

PocketGuard ships an update every 3 weeks, Wallet Wise every 2 weeks. The most recent releases landed on November 1, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | PocketGuard | Wallet Wise |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (7.7K ratings)](https://appshunter.io/ios/app/pocketguard-budget-app/id949414211/reviews)** | — |
| Number of ratings | **7.7K** | — |
| Positive reviews | 38.5% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | Free with in-app purchases | — |
| Best chart rank | **#52** | — |
| Size | 167 MB | 119 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone, Apple Watch | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [PocketGuard, Inc.](https://appshunter.io/developer/1435880178) | [Lang Hoang](https://appshunter.io/developer/1493923379) |

## What reviewers say

### PocketGuard

[App page](https://appshunter.io/ios/app/pocketguard-budget-app/id949414211)

**Currently charting:** #52 Top Grossing · Finance (US App Store)

This app simplifies personal finance by automatically tracking expenses and bills. It helps you understand your disposable income, analyze spending habits, and manage subscriptions to save money. Set financial goals and create debt-payoff plans with smart algorithms.

**Highlights:** Automatic expense tracking, Bill and subscription monitoring, Disposable income calculation, Spending habit analysis, Financial goal setting, Debt-payoff plan creation

**Features:** Apple Wallet, Apple Watch app

**In-app purchases (11)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly offer with 7 day trial | $2.99 | per 7 days |
| PocketGuard Plus | $4.99 | per month |
| Monthly subscription | $4.99 | per month |
| PocketGuard Plus | $7.99 | per month |
| Monthly subscription | $7.99 | per month |
| Monthly Subscriptions | $12.99 | per month |
| Monthly Subscription | $12.99 | per month |
| PocketGuard Plus | $24.99 | per year |
| PocketGuard Plus | $34.99 | per year |
| Yearly Subscription | $74.99 | per year |
| Lifetime Membership | $79.99 | one-time |

**What reviewers like**

- 🚀 Efficient app that helps track spending
- 👍 Customizable budgeting categories
- 🚀 Real-time transaction updates
- 👍 Intuitive and user-friendly interface
- 🚀 Helpful for getting finances under control

**What reviewers complain about**

- 🐛 Recurring issues with bank account syncing
- 🔒 Security concerns with 2FA/MFA requirements
- 🚫 Lack of support for certain banks/credit cards
- 💰 Expensive subscription model
- 🐛 Buggy app performance and frequent crashes

**Reported bugs**

- Inconsistent transaction syncing and labeling
- Inability to delete or manage connected accounts
- Budgeting data disappearing or not updating properly

**Requested features**

- Ability to carry over unspent budget to next month
- More advanced reporting and analytics
- Light/dark mode theme options
- Improved transaction categorization and learning
- Support for multiple users/family budgeting


### Wallet Wise

[App page](https://appshunter.io/ios/app/wallet-wise-expense-tracker/id6736653089)

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Text only plan (One month) | $0.99 | per month |
| Media plan (One month) | $1.99 | per month |
| Text only plan (One year) | $9.99 | per year |
| Media plan (One year) | $19.99 | per year |


## Frequently asked questions

### Is PocketGuard free?

PocketGuard is free to download, with in-app purchases available.

### Is Wallet Wise free?

Wallet Wise is free to download, with in-app purchases available.

### Do PocketGuard or Wallet Wise have ads?

Both PocketGuard and Wallet Wise show ads.

### Which is updated more often, PocketGuard or Wallet Wise?

PocketGuard ships an update every 3 weeks, and Wallet Wise every 2 weeks. Most recently, PocketGuard was updated on November 1, 2026 and Wallet Wise on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*