# PocketGuard・Budget Planner App vs Budgit App

The clearest difference is review sentiment: Budgit App at 100% against PocketGuard・Budget Planner App's 39%. Budgit App also leads on ads (none vs shown) and rating (4.9 vs 4.6). PocketGuard・Budget Planner App's advantage is ratings volume (7.7K vs 16) and chart position (#74 vs unranked). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. PocketGuard・Budget Planner App sells 11 in-app purchases, starting at $2.99 per 7 days and Budgit App sells 1 in-app purchase, starting at $14.99 per month. Whichever you choose, the download price is not the number that matters.

Budgit App holds the better App Store score, 4.9 against 4.6. That said, the two scores are not equally well evidenced: PocketGuard・Budget Planner App has 7.7K ratings behind it against 16, so its average is the more settled of the two. Written reviews point the same way: 39% of PocketGuard・Budget Planner App's written reviews are positive against 100% of Budgit App's.

PocketGuard・Budget Planner App ships an update every 3 weeks, Budgit App every 5 days. The most recent releases landed on September 28, 2026 and August 22, 2026 respectively.

## The numbers

| Metric | PocketGuard・Budget Planner App | Budgit App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (7.7K ratings)](https://appshunter.io/ios/app/pocketguardbudget-planner-app/id949414211/reviews) | **[4.9 (16 ratings)](https://appshunter.io/ios/app/budgit-app/id6745227970/reviews)** |
| Number of ratings | **7.7K** | 16 |
| Positive reviews | 38.7% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 3 weeks | **Every 5 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | **#74** | — |
| Size | 163 MB | 88 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone, Apple Watch | iPhone, iPod |
| Age rating | 4+ | 12+ |
| Developer | [PocketGuard, Inc.](https://appshunter.io/developer/1435880178) | [Jared Hilton](https://appshunter.io/developer/1811405182) |

## What reviewers say

### PocketGuard・Budget Planner App

[App page](https://appshunter.io/ios/app/pocketguardbudget-planner-app/id949414211)

**Currently charting:** #74 Top Grossing · Finance (US App Store)

This app simplifies personal finance by automatically tracking expenses and bills. It helps you understand your disposable income, analyze spending habits, and manage subscriptions to save money. Set financial goals and create debt-payoff plans with smart algorithms.

**Highlights:** Automatic expense tracking, Bill and subscription monitoring, Disposable income calculation, Spending habit analysis, Financial goal setting, Debt-payoff plan creation

**Features:** Apple Wallet, Apple Watch app

**In-app purchases (11)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly offer with 7 day trial | $2.99 | per 7 days |
| PocketGuard Plus | $4.99 | per month |
| Monthly subscription | $4.99 | per month |
| PocketGuard Plus | $7.99 | per month |
| Monthly subscription | $7.99 | per month |
| Monthly Subscriptions | $12.99 | per month |
| Monthly Subscription | $12.99 | per month |
| PocketGuard Plus | $24.99 | per year |
| PocketGuard Plus | $34.99 | per year |
| Yearly Subscription | $74.99 | per year |
| Lifetime Membership | $79.99 | one-time |

**What reviewers like**

- 🚀 Efficient app that helps track spending
- 👍 Customizable budgeting categories
- 🚀 Real-time transaction updates
- 👍 Intuitive and user-friendly interface
- 🚀 Helpful for getting finances under control

**What reviewers complain about**

- 🐛 Recurring issues with bank account syncing
- 🔒 Security concerns with 2FA/MFA requirements
- 🚫 Lack of support for certain banks/credit cards
- 💰 Expensive subscription model
- 🐛 Buggy app performance and frequent crashes

**Reported bugs**

- Inconsistent transaction syncing and labeling
- Inability to delete or manage connected accounts
- Budgeting data disappearing or not updating properly

**Requested features**

- Ability to carry over unspent budget to next month
- More advanced reporting and analytics
- Light/dark mode theme options
- Improved transaction categorization and learning
- Support for multiple users/family budgeting


### Budgit App

[App page](https://appshunter.io/ios/app/budgit-app/id6745227970)

Organize your finances effortlessly with real-time spending tracking and automated budget adjustments. Connect bank accounts, categorize transactions, and receive timely alerts to stay on track with your financial goals. Prioritizes privacy and security with bank-level encryption.

**Highlights:** Real-time spending organization, Automated budget adjustments, Bank account connection, Automatic transaction categorization, Timely alerts and spending insights, Password-free sign-in with PIN verification

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Founding Member | $14.99 | per month |


## Frequently asked questions

### Is PocketGuard・Budget Planner App free?

PocketGuard・Budget Planner App is free to download, with in-app purchases available.

### Is Budgit App free?

Budgit App is free to download, with in-app purchases available.

### Which has better reviews, PocketGuard・Budget Planner App or Budgit App?

Budgit App is rated higher. PocketGuard・Budget Planner App averages 4.6 out of 5 from 7.7K ratings, while Budgit App averages 4.9 from 16 ratings.

### Do PocketGuard・Budget Planner App or Budgit App have ads?

PocketGuard・Budget Planner App shows ads; Budgit App does not.

### Which is updated more often, PocketGuard・Budget Planner App or Budgit App?

PocketGuard・Budget Planner App ships an update every 3 weeks, and Budgit App every 5 days. Most recently, PocketGuard・Budget Planner App was updated on September 28, 2026 and Budgit App on August 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*