# PocketGuard vs WiseTrack

The clearest difference is in-app purchases: WiseTrack at none against PocketGuard's 10. WiseTrack also leads on ads (none vs shown). PocketGuard's advantage is chart position (#49 vs unranked). On price, update cadence, device support and iOS requirement there is nothing between them.

Both are free to download. PocketGuard sells 8 in-app purchases, starting at $2.99 per 7 days. WiseTrack asks for nothing beyond the download.

PocketGuard ships an update every 3 weeks, WiseTrack every 2 weeks. The most recent releases landed on November 6, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | PocketGuard | WiseTrack |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (7.7K ratings)](https://appshunter.io/ios/app/pocketguard-budget-app/id949414211/reviews)** | — |
| Number of ratings | **7.7K** | — |
| Positive reviews | 38.5% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | Free with in-app purchases | — |
| Best chart rank | **#49** | — |
| Size | 167 MB | 19 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, Apple Watch | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [PocketGuard, Inc.](https://appshunter.io/developer/1435880178) | [fifty-fifty.gr](https://appshunter.io/developer/1894895560) |

## What reviewers say

### PocketGuard

[App page](https://appshunter.io/ios/app/pocketguard-budget-app/id949414211)

**Currently charting:** #49 Top Grossing · Finance (US App Store)

This app helps you plan your budget, track expenses, and manage bills to know exactly what's safe to spend. It offers personalized debt payoff plans and identifies forgotten subscriptions. Securely connect your bank accounts for automatic transaction categorization and insights.

**Highlights:** Budget planning, Expense tracking, Bill management, Debt payoff plans, Subscription management, Spending prediction, Automatic transaction categorization

**Features:** Apple Wallet, Apple Watch app

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly offer with 7 day trial | $2.99 | per 7 days |
| PocketGuard Plus | $4.99 | per month |
| Monthly subscription | $4.99 | per month |
| Monthly subscription | $7.99 | per month |
| Monthly Subscriptions | $12.99 | per month |
| Monthly Subscription | $12.99 | per month |
| PocketGuard Plus | $34.99 | per year |
| Yearly Subscription | $74.99 | per year |

**What reviewers like**

- 🚀 Efficient app that helps track spending
- 👍 Customizable budgeting categories
- 🚀 Real-time transaction updates
- 👍 Intuitive and user-friendly interface
- 🚀 Helpful for getting finances under control

**What reviewers complain about**

- 🐛 Recurring issues with bank account syncing
- 🔒 Security concerns with 2FA/MFA requirements
- 🚫 Lack of support for certain banks/credit cards
- 💰 Expensive subscription model
- 🐛 Buggy app performance and frequent crashes

**Reported bugs**

- Inconsistent transaction syncing and labeling
- Inability to delete or manage connected accounts
- Budgeting data disappearing or not updating properly

**Requested features**

- Ability to carry over unspent budget to next month
- More advanced reporting and analytics
- Light/dark mode theme options
- Improved transaction categorization and learning
- Support for multiple users/family budgeting


### WiseTrack

[App page](https://appshunter.io/ios/app/wisetrack/id6762631655)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PocketGuard free?

PocketGuard is free to download, with in-app purchases available.

### Is WiseTrack free?

WiseTrack is free to download, with no in-app purchases.

### Do PocketGuard or WiseTrack have ads?

PocketGuard shows ads; WiseTrack does not.

### Which is updated more often, PocketGuard or WiseTrack?

PocketGuard ships an update every 3 weeks, and WiseTrack every 2 weeks. Most recently, PocketGuard was updated on November 6, 2026 and WiseTrack on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*