# PocketGuard vs Spending Tracker

The clearest difference is in-app purchases: Spending Tracker at none against PocketGuard's 14. Spending Tracker also leads on ads (none vs shown) and rating (5.0 vs 4.6). PocketGuard's advantage is ratings volume (7.7K vs 1) and chart position (#74 vs unranked). On price and device support there is nothing between them.

Both are free to download. PocketGuard sells 11 in-app purchases, starting at $2.99 per 7 days. Spending Tracker asks for nothing beyond the download.

Spending Tracker holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: PocketGuard has 7.7K ratings behind it against 1, so its average is the more settled of the two.

## The numbers

| Metric | PocketGuard | Spending Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (7.7K ratings)](https://appshunter.io/ios/app/pocketguard-budget-app/id949414211/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/spending-tracker-spendkit/id6772575807/reviews)** |
| Number of ratings | **7.7K** | 1 |
| Positive reviews | 38.7% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 3 weeks | — |
| Monetization | Free with in-app purchases | **Free** |
| Best chart rank | **#74** | — |
| Size | 164 MB | 13 MB |
| Requires iOS | **16.0** | 26.0 |
| Devices | **iPhone, Apple Watch** | iPhone |
| Age rating | 4+ | +4 |
| Developer | [PocketGuard, Inc.](https://appshunter.io/developer/1435880178) | [Jose Sapon](https://appshunter.io/developer/1833571607) |

## What reviewers say

### PocketGuard

[App page](https://appshunter.io/ios/app/pocketguard-budget-app/id949414211)

**Currently charting:** #74 Top Grossing · Finance (US App Store)

This app simplifies personal finance by automatically tracking expenses and bills. It helps you understand your disposable income, analyze spending habits, and manage subscriptions to save money. Set financial goals and create debt-payoff plans with smart algorithms.

**Highlights:** Automatic expense tracking, Bill and subscription monitoring, Disposable income calculation, Spending habit analysis, Financial goal setting, Debt-payoff plan creation

**Features:** Apple Wallet, Apple Watch app

**In-app purchases (11)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly offer with 7 day trial | $2.99 | per 7 days |
| PocketGuard Plus | $4.99 | per month |
| Monthly subscription | $4.99 | per month |
| PocketGuard Plus | $7.99 | per month |
| Monthly subscription | $7.99 | per month |
| Monthly Subscriptions | $12.99 | per month |
| Monthly Subscription | $12.99 | per month |
| PocketGuard Plus | $24.99 | per year |
| PocketGuard Plus | $34.99 | per year |
| Yearly Subscription | $74.99 | per year |
| Lifetime Membership | $79.99 | one-time |

**What reviewers like**

- 🚀 Efficient app that helps track spending
- 👍 Customizable budgeting categories
- 🚀 Real-time transaction updates
- 👍 Intuitive and user-friendly interface
- 🚀 Helpful for getting finances under control

**What reviewers complain about**

- 🐛 Recurring issues with bank account syncing
- 🔒 Security concerns with 2FA/MFA requirements
- 🚫 Lack of support for certain banks/credit cards
- 💰 Expensive subscription model
- 🐛 Buggy app performance and frequent crashes

**Reported bugs**

- Inconsistent transaction syncing and labeling
- Inability to delete or manage connected accounts
- Budgeting data disappearing or not updating properly

**Requested features**

- Ability to carry over unspent budget to next month
- More advanced reporting and analytics
- Light/dark mode theme options
- Improved transaction categorization and learning
- Support for multiple users/family budgeting


### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker-spendkit/id6772575807)

This finance app helps you take control of your money by tracking expenses and monitoring income. It provides a clear overview of your financial situation, simplifies budgeting, and helps improve saving habits. Manage your money smarter with this practical and efficient tool.

**Highlights:** Track expenses, Monitor income, Simplify budgeting, Organize bills, Improve saving habits, Financial dashboard

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PocketGuard free?

PocketGuard is free to download, with in-app purchases available.

### Is Spending Tracker free?

Spending Tracker is free to download, with no in-app purchases.

### Which has better reviews, PocketGuard or Spending Tracker?

Spending Tracker is rated higher. PocketGuard averages 4.6 out of 5 from 7.7K ratings, while Spending Tracker averages 5.0 from 1 ratings.

### Do PocketGuard or Spending Tracker have ads?

PocketGuard shows ads; Spending Tracker does not.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*