# PocketGuard vs Budget Mint

The clearest difference is in-app purchases: Budget Mint at none against PocketGuard's 10. Budget Mint also leads on ads (none vs shown) and update cadence (every 6 days vs every 3 weeks). PocketGuard's advantage is chart position (#67 vs unranked). On price, device support and iOS requirement there is nothing between them.

Both are free to download. PocketGuard sells 8 in-app purchases, starting at $2.99 per 7 days. Budget Mint asks for nothing beyond the download.

PocketGuard ships an update every 3 weeks, Budget Mint every 6 days. The most recent releases landed on November 1, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | PocketGuard | Budget Mint |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (7.7K ratings)](https://appshunter.io/ios/app/pocketguard-budget-app/id949414211/reviews)** | — |
| Number of ratings | **7.7K** | — |
| Positive reviews | 38.5% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 3 weeks | **Every 6 days** |
| Monetization | Free with in-app purchases | — |
| Best chart rank | **#67** | — |
| Size | 167 MB | 89 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, Apple Watch | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [PocketGuard, Inc.](https://appshunter.io/developer/1435880178) | [USMG INC](https://appshunter.io/developer/1620313190) |

## What reviewers say

### PocketGuard

[App page](https://appshunter.io/ios/app/pocketguard-budget-app/id949414211)

**Currently charting:** #67 Top Grossing · Finance (US App Store)

This app simplifies personal finance by automatically tracking expenses and bills. It helps you understand your disposable income, analyze spending habits, and manage subscriptions to save money. Set financial goals and create debt-payoff plans with smart algorithms.

**Highlights:** Automatic expense tracking, Bill and subscription monitoring, Disposable income calculation, Spending habit analysis, Financial goal setting, Debt-payoff plan creation

**Features:** Apple Wallet, Apple Watch app

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly offer with 7 day trial | $2.99 | per 7 days |
| PocketGuard Plus | $4.99 | per month |
| Monthly subscription | $4.99 | per month |
| Monthly subscription | $7.99 | per month |
| Monthly Subscriptions | $12.99 | per month |
| Monthly Subscription | $12.99 | per month |
| PocketGuard Plus | $34.99 | per year |
| Yearly Subscription | $74.99 | per year |

**What reviewers like**

- 🚀 Efficient app that helps track spending
- 👍 Customizable budgeting categories
- 🚀 Real-time transaction updates
- 👍 Intuitive and user-friendly interface
- 🚀 Helpful for getting finances under control

**What reviewers complain about**

- 🐛 Recurring issues with bank account syncing
- 🔒 Security concerns with 2FA/MFA requirements
- 🚫 Lack of support for certain banks/credit cards
- 💰 Expensive subscription model
- 🐛 Buggy app performance and frequent crashes

**Reported bugs**

- Inconsistent transaction syncing and labeling
- Inability to delete or manage connected accounts
- Budgeting data disappearing or not updating properly

**Requested features**

- Ability to carry over unspent budget to next month
- More advanced reporting and analytics
- Light/dark mode theme options
- Improved transaction categorization and learning
- Support for multiple users/family budgeting


### Budget Mint

[App page](https://appshunter.io/ios/app/budget-mint-expense-tracker/id6797770841)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PocketGuard free?

PocketGuard is free to download, with in-app purchases available.

### Is Budget Mint free?

Budget Mint is free to download, with no in-app purchases.

### Do PocketGuard or Budget Mint have ads?

PocketGuard shows ads; Budget Mint does not.

### Which is updated more often, PocketGuard or Budget Mint?

PocketGuard ships an update every 3 weeks, and Budget Mint every 6 days. Most recently, PocketGuard was updated on November 1, 2026 and Budget Mint on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*