# ACB ONE vs Sacombank mSign

The clearest difference is ads: Sacombank mSign at none against ACB ONE's shown. Sacombank mSign also leads on monetization model (free vs free with in-app purchases) and review sentiment (25% vs 16%). ACB ONE's advantage is update cadence (fortnightly vs every 3 months) and ratings volume (177 vs 19). On price, rating, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Sacombank mSign holds the better App Store score, 3.5 against 3.4. That said, the two scores are not equally well evidenced: ACB ONE has 177 ratings behind it against 19, so its average is the more settled of the two. Written reviews point the same way: 16% of ACB ONE's written reviews are positive against 25% of Sacombank mSign's.

ACB ONE ships an update fortnightly, Sacombank mSign every 3 months. The most recent releases landed on October 22, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | ACB ONE | Sacombank mSign |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.4 (177 ratings)](https://appshunter.io/ios/app/acb-one/id950141024/reviews) | **[3.5 (19 ratings)](https://appshunter.io/ios/app/sacombank-msign/id1260852735/reviews)** |
| Number of ratings | **177** | 19 |
| Positive reviews | 15.7% of reviews | **25.0% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Every 3 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 259 MB | 20 MB |
| Requires iOS | 15.6 | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [ASIA COMMERCIAL JOINT STOCK BANK](https://appshunter.io/developer/950141023) | [SAIGON TREASURE COMMERCIAL JOINT STOCK BANK](https://appshunter.io/developer/860668140) |

## What reviewers say

### ACB ONE

[App page](https://appshunter.io/ios/app/acb-one/id950141024)

This digital banking app offers a 100% online experience for managing accounts, debit cards, and digital banking services. It provides free fund transfers, account management, and a unique, easy-to-remember account number. Upgrade your account via video call with AI-powered facial recognition for enhanced benefits and security.

**Highlights:** 100% online account setup, Free fund transfers and account management, Video call account upgrades with facial recognition, In-app OTP verification for secure transactions, Earn and redeem reward points, Online savings and insurance purchases, QR code transactions and bill payments

**Features:** Apple Wallet

**In-app purchases:** none


### Sacombank mSign

[App page](https://appshunter.io/ios/app/sacombank-msign/id1260852735)

This app provides secure two-factor authentication for banking customers. It offers one-time password generation and transaction approval for enhanced online banking security.

**Highlights:** Two-factor authorization, One-time-password (OTP) generation, Transaction approval, Strong security, Reliable authorization

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is ACB ONE free?

ACB ONE is free to download, with no in-app purchases.

### Is Sacombank mSign free?

Sacombank mSign is free to download, with no in-app purchases.

### Which has better reviews, ACB ONE or Sacombank mSign?

Sacombank mSign is rated higher. ACB ONE averages 3.4 out of 5 from 177 ratings, while Sacombank mSign averages 3.5 from 19 ratings.

### Do ACB ONE or Sacombank mSign have ads?

ACB ONE shows ads; Sacombank mSign does not.

### Which is updated more often, ACB ONE or Sacombank mSign?

ACB ONE ships an update fortnightly, and Sacombank mSign every 3 months. Most recently, ACB ONE was updated on October 22, 2026 and Sacombank mSign on October 20, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*