# ACB ONE vs Agribank Soft Token

The clearest difference is review sentiment: Agribank Soft Token at 59% against ACB ONE's 16%. Agribank Soft Token also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). ACB ONE's advantage is rating (3.3 vs 2.0) and ratings volume (169 vs 9). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ACB ONE holds the better App Store score, 3.3 against 2.0. That said, the two scores are not equally well evidenced: ACB ONE has 169 ratings behind it against 9, so its average is the more settled of the two. Written reviews complicate that: 16% of ACB ONE's written reviews are positive against 59% of Agribank Soft Token's, so the app with the better star average is not the one people write more warmly about.

ACB ONE ships an update fortnightly, Agribank Soft Token monthly. The most recent releases landed on October 14, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | ACB ONE | Agribank Soft Token |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.3 (169 ratings)](https://appshunter.io/ios/app/acb-one/id950141024/reviews)** | [2.0 (9 ratings)](https://appshunter.io/ios/app/agribank-soft-token/id1457321422/reviews) |
| Number of ratings | **169** | 9 |
| Positive reviews | 15.7% of reviews | **58.8% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 259 MB | 25 MB |
| Requires iOS | 15.6 | **9.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [ASIA COMMERCIAL JOINT STOCK BANK](https://appshunter.io/developer/950141023) | [VIETNAM BANK FOR AGRICULTURE AND RURAL DEVELOPMENT](https://appshunter.io/developer/1414275684) |

## What reviewers say

### ACB ONE

[App page](https://appshunter.io/ios/app/acb-one/id950141024)

This digital banking app offers a 100% online experience for managing accounts, debit cards, and digital banking services. It provides free fund transfers, account management, and a unique, easy-to-remember account number. Upgrade your account via video call with AI-powered facial recognition for enhanced benefits and security.

**Highlights:** 100% online account setup, Free fund transfers and account management, Video call account upgrades with facial recognition, In-app OTP verification for secure transactions, Earn and redeem reward points, Online savings and insurance purchases, QR code transactions and bill payments

**Features:** Apple Wallet

**In-app purchases:** none


### Agribank Soft Token

[App page](https://appshunter.io/ios/app/agribank-soft-token/id1457321422)

This application generates one-time passwords (OTP) for secure online banking transactions. It enhances the safety and convenience of managing your finances from your mobile device anytime, anywhere. Registration requires contacting the bank's customer care center.

**Highlights:** OTP code generation, Secure online banking, Mobile transaction convenience, Anytime, anywhere access, Enhanced transaction safety

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is ACB ONE free?

ACB ONE is free to download, with no in-app purchases.

### Is Agribank Soft Token free?

Agribank Soft Token is free to download, with no in-app purchases.

### Which has better reviews, ACB ONE or Agribank Soft Token?

ACB ONE is rated higher. ACB ONE averages 3.3 out of 5 from 169 ratings, while Agribank Soft Token averages 2.0 from 9 ratings.

### Do ACB ONE or Agribank Soft Token have ads?

ACB ONE shows ads; Agribank Soft Token does not.

### Which is updated more often, ACB ONE or Agribank Soft Token?

ACB ONE ships an update fortnightly, and Agribank Soft Token monthly. Most recently, ACB ONE was updated on October 14, 2026 and Agribank Soft Token on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*