# ACB ONE vs Ví PayME

The clearest difference is rating: Ví PayME at 5.0 against ACB ONE's 3.3. Ví PayME also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). ACB ONE's advantage is ratings volume (169 vs 3) and update cadence (fortnightly vs every 2 months). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Ví PayME holds the better App Store score, 5.0 against 3.3. That said, the two scores are not equally well evidenced: ACB ONE has 169 ratings behind it against 3, so its average is the more settled of the two.

ACB ONE ships an update fortnightly, Ví PayME every 2 months. The most recent releases landed on October 14, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | ACB ONE | Ví PayME |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.3 (169 ratings)](https://appshunter.io/ios/app/acb-one/id950141024/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/vi-payme/id1492981630/reviews)** |
| Number of ratings | **169** | 3 |
| Positive reviews | 15.7% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 259 MB | 34 MB |
| Requires iOS | 15.6 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [ASIA COMMERCIAL JOINT STOCK BANK](https://appshunter.io/developer/950141023) | [PAYME TECHNOLOGY CORPORATION](https://appshunter.io/developer/1484909564) |

## What reviewers say

### ACB ONE

[App page](https://appshunter.io/ios/app/acb-one/id950141024)

This digital banking app offers a 100% online experience for managing accounts, debit cards, and digital banking services. It provides free fund transfers, account management, and a unique, easy-to-remember account number. Upgrade your account via video call with AI-powered facial recognition for enhanced benefits and security.

**Highlights:** 100% online account setup, Free fund transfers and account management, Video call account upgrades with facial recognition, In-app OTP verification for secure transactions, Earn and redeem reward points, Online savings and insurance purchases, QR code transactions and bill payments

**Features:** Apple Wallet

**In-app purchases:** none


### Ví PayME

[App page](https://appshunter.io/ios/app/vi-payme/id1492981630)

Facilitates peer-to-peer and business payments using social media for easy money transfers without needing bank account details. It simplifies splitting bills and allows instant transactions via shared links.

**Highlights:** Social payment transfers, No bank account needed, Split bills easily, Instant transactions, Payment requests, Customizable payment pages

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ACB ONE free?

ACB ONE is free to download, with no in-app purchases.

### Is Ví PayME free?

Ví PayME is free to download, with no in-app purchases.

### Which has better reviews, ACB ONE or Ví PayME?

Ví PayME is rated higher. ACB ONE averages 3.3 out of 5 from 169 ratings, while Ví PayME averages 5.0 from 3 ratings.

### Do ACB ONE or Ví PayME have ads?

ACB ONE shows ads; Ví PayME does not.

### Which is updated more often, ACB ONE or Ví PayME?

ACB ONE ships an update fortnightly, and Ví PayME every 2 months. Most recently, ACB ONE was updated on October 14, 2026 and Ví PayME on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*