# ACB ONE vs Sổ Hụi 4.0

The clearest difference is rating: Sổ Hụi 4.0 at 5.0 against ACB ONE's 3.4. Sổ Hụi 4.0 also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). ACB ONE's advantage is ratings volume (163 vs 3). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Sổ Hụi 4.0 holds the better App Store score, 5.0 against 3.4. That said, the two scores are not equally well evidenced: ACB ONE has 163 ratings behind it against 3, so its average is the more settled of the two.

ACB ONE ships an update fortnightly, Sổ Hụi 4.0 weekly. The most recent releases landed on September 27, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | ACB ONE | Sổ Hụi 4.0 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.4 (163 ratings)](https://appshunter.io/ios/app/acb-one/id950141024/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/so-hui-40/id6479584745/reviews)** |
| Number of ratings | **163** | 3 |
| Positive reviews | 15.9% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 256 MB | 57 MB |
| Requires iOS | 15.6 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [ASIA COMMERCIAL JOINT STOCK BANK](https://appshunter.io/developer/950141023) | [hung bui thai](https://appshunter.io/developer/1594862481) |

## What reviewers say

### ACB ONE

[App page](https://appshunter.io/ios/app/acb-one/id950141024)

This digital banking app offers a 100% online experience for managing accounts, debit cards, and digital banking services. It provides free fund transfers, account management, and a unique, easy-to-remember account number. Upgrade your account via video call with AI-powered facial recognition for enhanced benefits and security.

**Highlights:** 100% online account setup, Free fund transfers and account management, Video call account upgrades with facial recognition, In-app OTP verification for secure transactions, Earn and redeem reward points, Online savings and insurance purchases, QR code transactions and bill payments

**Features:** Apple Wallet

**In-app purchases:** none


### Sổ Hụi 4.0

[App page](https://appshunter.io/ios/app/so-hui-40/id6479584745)

Manage your savings groups with ease. Track contributions, payments, and balances for all your groups. Get detailed reports on your savings activities.

**Highlights:** Manage savings groups, Track contributions, Record payments, Balance management, Detailed reports

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is ACB ONE free?

ACB ONE is free to download, with no in-app purchases.

### Is Sổ Hụi 4.0 free?

Sổ Hụi 4.0 is free to download, with no in-app purchases.

### Which has better reviews, ACB ONE or Sổ Hụi 4.0?

Sổ Hụi 4.0 is rated higher. ACB ONE averages 3.4 out of 5 from 163 ratings, while Sổ Hụi 4.0 averages 5.0 from 3 ratings.

### Do ACB ONE or Sổ Hụi 4.0 have ads?

ACB ONE shows ads; Sổ Hụi 4.0 does not.

### Which is updated more often, ACB ONE or Sổ Hụi 4.0?

ACB ONE ships an update fortnightly, and Sổ Hụi 4.0 weekly. Most recently, ACB ONE was updated on September 27, 2026 and Sổ Hụi 4.0 on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*