# ACB ONE vs SePay

The clearest difference is device support: ACB ONE at 3 against SePay's —. SePay's advantage is iOS requirement (12.0 vs 15.6). On price and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

## The numbers

| Metric | ACB ONE | SePay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.3 (169 ratings)](https://appshunter.io/ios/app/acb-one/id950141024/reviews)** | — |
| Number of ratings | **169** | — |
| Positive reviews | 15.7% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | — |
| Update frequency | Fortnightly | — |
| Monetization | Free with in-app purchases | — |
| Size | 259 MB | 32 MB |
| Requires iOS | 15.6 | **12.0** |
| Devices | **iPhone, iPad, iPod** | — |
| Age rating | 4+ | 17+ |
| Developer | [ASIA COMMERCIAL JOINT STOCK BANK](https://appshunter.io/developer/950141023) | [SEPAY JOINT STOCK COMPANY](https://appshunter.io/developer/1756122742) |

## What reviewers say

### ACB ONE

[App page](https://appshunter.io/ios/app/acb-one/id950141024)

This digital banking app offers a 100% online experience for managing accounts, debit cards, and digital banking services. It provides free fund transfers, account management, and a unique, easy-to-remember account number. Upgrade your account via video call with AI-powered facial recognition for enhanced benefits and security.

**Highlights:** 100% online account setup, Free fund transfers and account management, Video call account upgrades with facial recognition, In-app OTP verification for secure transactions, Earn and redeem reward points, Online savings and insurance purchases, QR code transactions and bill payments

**Features:** Apple Wallet

**In-app purchases:** none


### SePay

[App page](https://appshunter.io/ios/app/sepay/id6523435118)

**In-app purchases:** none


## Frequently asked questions

### Is ACB ONE free?

ACB ONE is free to download, with no in-app purchases.

### Is SePay free?

SePay is free to download, with no in-app purchases.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*