# cetesdirecto vs Zenfi

The clearest difference is rating: Zenfi at 4.9 against cetesdirecto's 2.7. Zenfi also leads on review sentiment (75% vs 36%) and update cadence (fortnightly vs every 2 months). cetesdirecto's advantage is in-app purchases (none vs 8). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Zenfi sells 8 in-app purchases, starting at $1.99 per month. cetesdirecto asks for nothing beyond the download.

Zenfi holds the better App Store score, 4.9 against 2.7. That said, the two scores are not equally well evidenced: Zenfi has 645 ratings behind it against 75, so its average is the more settled of the two. Written reviews point the same way: 36% of cetesdirecto's written reviews are positive against 75% of Zenfi's.

cetesdirecto ships an update every 2 months, Zenfi fortnightly. The most recent releases landed on October 14, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | cetesdirecto | Zenfi |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.7 (75 ratings)](https://appshunter.io/ios/app/cetesdirecto/id950772539/reviews) | **[4.9 (645 ratings)](https://appshunter.io/ios/app/zenfi/id1525003695/reviews)** |
| Number of ratings | 75 | **645** |
| Positive reviews | 36.3% of reviews | **75.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 111 MB | 89 MB |
| Requires iOS | **15.6** | 16.4 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 12+ |
| Developer | [cetesdirecto](https://appshunter.io/developer/950772538) | [Zenfi Tecnologias, S.A.P.I. de C.V.](https://appshunter.io/developer/1578523502) |

## What reviewers say

### cetesdirecto

[App page](https://appshunter.io/ios/app/cetesdirecto/id950772539)

Manage your investment account and operate it from your mobile device. Invest in government securities starting from just 100 pesos with no costs or commissions. Easily track your balance and instruct your investments securely.

**Highlights:** Manage investment account, Operate from mobile device, Invest in government securities, Start with 100 pesos, No costs or commissions, Check balance, Instruct investments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Zenfi

[App page](https://appshunter.io/ios/app/zenfi/id1525003695)

Understand your credit report and score for free. Access your SAT fiscal information, monitor transactions, and receive personalized tips to improve your financial health. Take control of your money with this comprehensive financial tool.

**Highlights:** Free credit report consultation, Understand and improve credit score, Access SAT fiscal information, Monitor income and expenses, Personalized financial tips, Identity theft alerts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SAT Plus | $1.99 | per month |
| SAT Plus | $3.99 | per month |
| Buró Plus | $4.99 | per month |
| SAT Plus | $19.99 | per year |
| SAT Plus | $39.99 | per year |
| Buró Plus | $49.99 | per year |
| Reporte de Buró | $1.99 | one-time |
| Reporte de Buró | $2.99 | one-time |


## Frequently asked questions

### Is cetesdirecto free?

cetesdirecto is free to download, with no in-app purchases.

### Is Zenfi free?

Zenfi is free to download, with in-app purchases available.

### Which has better reviews, cetesdirecto or Zenfi?

Zenfi is rated higher. cetesdirecto averages 2.7 out of 5 from 75 ratings, while Zenfi averages 4.9 from 645 ratings.

### Do cetesdirecto or Zenfi have ads?

Neither cetesdirecto nor Zenfi shows ads.

### Which is updated more often, cetesdirecto or Zenfi?

cetesdirecto ships an update every 2 months, and Zenfi fortnightly. Most recently, cetesdirecto was updated on October 14, 2026 and Zenfi on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*