# cetesdirecto vs Cubit

The clearest difference is review sentiment: Cubit at 100% against cetesdirecto's 36%. Cubit also leads on rating (5.0 vs 2.7) and iOS requirement (12.0 vs 15.6). cetesdirecto's advantage is ratings volume (75 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cubit holds the better App Store score, 5.0 against 2.7. That said, the two scores are not equally well evidenced: cetesdirecto has 75 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 36% of cetesdirecto's written reviews are positive against 100% of Cubit's.

cetesdirecto ships an update every 2 months, Cubit monthly. The most recent releases landed on October 14, 2026 and September 29, 2026 respectively.

## The numbers

| Metric | cetesdirecto | Cubit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.7 (75 ratings)](https://appshunter.io/ios/app/cetesdirecto/id950772539/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/cubit/id1589149334/reviews)** |
| Number of ratings | **75** | 2 |
| Positive reviews | 36.3% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Free | Free |
| Size | 111 MB | 16 MB |
| Requires iOS | 15.6 | **12.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [cetesdirecto](https://appshunter.io/developer/950772538) | [PappCorn SAS](https://appshunter.io/developer/556462391) |

## What reviewers say

### cetesdirecto

[App page](https://appshunter.io/ios/app/cetesdirecto/id950772539)

Manage your investment account and operate it from your mobile device. Invest in government securities starting from just 100 pesos with no costs or commissions. Easily track your balance and instruct your investments securely.

**Highlights:** Manage investment account, Operate from mobile device, Invest in government securities, Start with 100 pesos, No costs or commissions, Check balance, Instruct investments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Cubit

[App page](https://appshunter.io/ios/app/cubit/id1589149334)

This app teaches children and young people how to manage their money from an early age, providing them with financial education for their future. It allows children to learn to save, manage allowances, and track expenses, while parents can manage allowances and monitor their children's progress.

**Highlights:** Financial education for children, Separate parent and child profiles, Learn to save and manage allowances, Track expenses, Parental oversight and progress monitoring

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is cetesdirecto free?

cetesdirecto is free to download, with no in-app purchases.

### Is Cubit free?

Cubit is free to download, with no in-app purchases.

### Which has better reviews, cetesdirecto or Cubit?

Cubit is rated higher. cetesdirecto averages 2.7 out of 5 from 75 ratings, while Cubit averages 5.0 from 2 ratings.

### Do cetesdirecto or Cubit have ads?

Neither cetesdirecto nor Cubit shows ads.

### Which is updated more often, cetesdirecto or Cubit?

cetesdirecto ships an update every 2 months, and Cubit monthly. Most recently, cetesdirecto was updated on October 14, 2026 and Cubit on September 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*