# MACU Mobile vs 802 Credit Union The clearest difference is review sentiment: 802 Credit Union at 68% against MACU Mobile's 0%. 802 Credit Union also leads on rating (4.8 vs 3.7) and ratings volume (2.4K vs 11). MACU Mobile's advantage is update cadence (monthly vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them. Both are free to download. Neither carries in-app purchases, so what you see is what you pay. 802 Credit Union holds the better App Store score, 4.8 against 3.7. That said, the two scores are not equally well evidenced: 802 Credit Union has 2.4K ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 0% of MACU Mobile's written reviews are positive against 68% of 802 Credit Union's. MACU Mobile ships an update monthly, 802 Credit Union every 3 months. The most recent releases landed on November 1, 2026 and November 8, 2026 respectively. ## The numbers | Metric | MACU Mobile | 802 Credit Union | | --- | --- | --- | | Price | Free | Free | | Rating | [3.7 (11 ratings)](https://appshunter.io/ios/app/macu-mobile/id951772741/reviews) | **[4.8 (2.4K ratings)](https://appshunter.io/ios/app/802-credit-union/id1615435752/reviews)** | | Number of ratings | 11 | **2.4K** | | Positive reviews | 0.0% of reviews | **67.7% of reviews** | | In-app purchases | No | No | | Ads | No | No | | Update frequency | **Monthly** | Every 3 months | | Monetization | Free | Free | | Size | 122 MB | 106 MB | | Requires iOS | 15.6 | **15.0** | | Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad, iPod | | Age rating | 4+ | 4+ | | Developer | [Members Advantage Credit Union](https://appshunter.io/developer/951772740) | [802 Credit Union Inc.](https://appshunter.io/developer/1615435754) | ## What reviewers say ### MACU Mobile [App page](https://appshunter.io/ios/app/macu-mobile/id951772741) Manage your credit union accounts conveniently from your Apple devices. Access balances, transaction history, pay bills, and transfer funds securely. Locate branches and ATMs, and send secure messages. **Highlights:** Secure sign-in with Face/Touch ID, Quick Balances monitoring, View balances on Apple Watch, Nickname accounts, Check balances and transaction history, Pay bills and loans, Transfer money, View statements **Features:** Apple Wallet, Apple Watch app, Vision Pro support **In-app purchases:** none ### 802 Credit Union [App page](https://appshunter.io/ios/app/802-credit-union/id1615435752) Manage your finances on the go with this mobile banking application. View account details, transfer funds, pay bills, and deposit checks securely. Access your accounts quickly using biometrics and manage alerts and card settings. **Highlights:** View account balances and transactions, Transfer funds between accounts, Schedule and manage bill payments, Deposit checks via mobile device, Fast balance viewing, Biometric login (fingerprint/facial recognition), Secure messaging and card management **Features:** macOS Compatibility, Apple Wallet **In-app purchases:** none **What reviewers like** - 👍 Great customer service - 👍 Easy to use app - 👍 Convenient banking features - 👍 Longtime member satisfaction - 👍 Accessible and personable banking experience **What reviewers complain about** - 🐛 Frequent app crashes - 🐛 Login/password issues - 🐛 Inaccurate account balance updates - 💰 Unexpected fees charged - 🤯 Frustrating app experience **Reported bugs** - App crashes when trying to deposit checks - Login issues due to password reset problems - Incorrect account balance updates **Requested features** - Ability to deposit checks remotely - Improved app stability and reliability - More transparent communication about policy changes ## Frequently asked questions ### Is MACU Mobile free? MACU Mobile is free to download, with no in-app purchases. ### Is 802 Credit Union free? 802 Credit Union is free to download, with no in-app purchases. ### Which has better reviews, MACU Mobile or 802 Credit Union? 802 Credit Union is rated higher. MACU Mobile averages 3.7 out of 5 from 11 ratings, while 802 Credit Union averages 4.8 from 2.4K ratings. ### Do MACU Mobile or 802 Credit Union have ads? Neither MACU Mobile nor 802 Credit Union shows ads. ### Which is updated more often, MACU Mobile or 802 Credit Union? MACU Mobile ships an update monthly, and 802 Credit Union every 3 months. Most recently, MACU Mobile was updated on November 1, 2026 and 802 Credit Union on November 8, 2026. --- *Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*