# MACU Mobile vs Valley Communities CU Mobile

The clearest difference is review sentiment: Valley Communities CU Mobile at 63% against MACU Mobile's 0%. Valley Communities CU Mobile also leads on rating (4.7 vs 3.7) and ratings volume (572 vs 11). MACU Mobile's advantage is device support (4 vs 2) and iOS requirement (15.6 vs 18.4). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Valley Communities CU Mobile holds the better App Store score, 4.7 against 3.7. That said, the two scores are not equally well evidenced: Valley Communities CU Mobile has 572 ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 0% of MACU Mobile's written reviews are positive against 63% of Valley Communities CU Mobile's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | MACU Mobile | Valley Communities CU Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (11 ratings)](https://appshunter.io/ios/app/macu-mobile/id951772741/reviews) | **[4.7 (572 ratings)](https://appshunter.io/ios/app/valley-communities-cu-mobile/id6502622280/reviews)** |
| Number of ratings | 11 | **572** |
| Positive reviews | 0.0% of reviews | **62.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free | Free |
| Size | 122 MB | 196 MB |
| Requires iOS | **15.6** | 18.4 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Members Advantage Credit Union](https://appshunter.io/developer/951772740) | [Valley Communities Credit Union](https://appshunter.io/developer/1338925485) |

## What reviewers say

### MACU Mobile

[App page](https://appshunter.io/ios/app/macu-mobile/id951772741)

Manage your credit union accounts conveniently from your Apple devices. Access balances, transaction history, pay bills, and transfer funds securely. Locate branches and ATMs, and send secure messages.

**Highlights:** Secure sign-in with Face/Touch ID, Quick Balances monitoring, View balances on Apple Watch, Nickname accounts, Check balances and transaction history, Pay bills and loans, Transfer money, View statements

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none


### Valley Communities CU Mobile

[App page](https://appshunter.io/ios/app/valley-communities-cu-mobile/id6502622280)

Manage your finances on the go with this secure mobile banking app. Organize transactions, set alerts, make payments, transfer funds, deposit checks, and manage your debit card. Find nearby branches and ATMs, and secure your account with passcode or biometrics.

**Highlights:** Add tags, notes, and photos to transactions, Set balance alerts, Make payments and transfers, Mobile check deposit, Debit card management, View monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is MACU Mobile free?

MACU Mobile is free to download, with no in-app purchases.

### Is Valley Communities CU Mobile free?

Valley Communities CU Mobile is free to download, with no in-app purchases.

### Which has better reviews, MACU Mobile or Valley Communities CU Mobile?

Valley Communities CU Mobile is rated higher. MACU Mobile averages 3.7 out of 5 from 11 ratings, while Valley Communities CU Mobile averages 4.7 from 572 ratings.

### Do MACU Mobile or Valley Communities CU Mobile have ads?

Neither MACU Mobile nor Valley Communities CU Mobile shows ads.

### Which is updated more often, MACU Mobile or Valley Communities CU Mobile?

MACU Mobile ships an update monthly, and Valley Communities CU Mobile monthly. Most recently, MACU Mobile was updated on October 24, 2026 and Valley Communities CU Mobile on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*