# UBS Wealth Management vs EFE

The clearest difference is rating: UBS Wealth Management at 4.8 against EFE's 4.6. UBS Wealth Management also leads on monetization model (free vs ad-supported) and ratings volume (65K vs 7.6K). EFE's advantage is iOS requirement (16.0 vs 18.0). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UBS Wealth Management holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: UBS Wealth Management has 65K ratings behind it against 7.6K, so its average is the more settled of the two. Written reviews complicate that: 46% of UBS Wealth Management's written reviews are positive against 52% of EFE's, so the app with the better star average is not the one people write more warmly about.

UBS Wealth Management ships an update monthly, EFE every 6 weeks. The most recent releases landed on September 27, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | UBS Wealth Management | EFE |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (65K ratings)](https://appshunter.io/ios/app/ubs-wealth-management/id952739938/reviews)** | [4.6 (7.6K ratings)](https://appshunter.io/ios/app/efe/id1130545630/reviews) |
| Number of ratings | **65K** | 7.6K |
| Positive reviews | 46.3% of reviews | **52.1% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 6 weeks |
| Monetization | **Free** | Ad-supported |
| Size | 181 MB | 114 MB |
| Requires iOS | 18.0 | **16.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [UBS AG](https://appshunter.io/developer/369153318) | [Edelman Financial Engines, LLC](https://appshunter.io/developer/1090148019) |

## What reviewers say

### UBS Wealth Management

[App page](https://appshunter.io/ios/app/ubs-wealth-management/id952739938)

Manage your finances and investments with a personalized digital experience. Track spending, set budgets, and oversee your UBS-administered equity awards. Designed for existing UBS clients to navigate their financial lives conveniently.

**Highlights:** Account and cash management, Budgeting and spending tracking, Financial tools, Equity awards management, Personalized digital experience

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🔒 Secure access
- 👍 Convenient mobile deposit
- 🚀 Quick and efficient
- 👍 Reliable service

**What reviewers complain about**

- 🐛 Buggy and not functional
- 👎 Limited functionality
- 👎 Lack of transparency on fees
- 👎 Confusing layout and navigation
- 👎 Inconsistent performance

**Reported bugs**

- Balances not loading
- Account information not syncing
- Mobile deposit issues
- Frequent server downtime

**Requested features**

- Landscape/portrait mode option
- Detailed portfolio performance tracking
- Improved mobile check deposit
- Longer session timeouts
- Dark mode support


### EFE

[App page](https://appshunter.io/ios/app/efe/id1130545630)

Access your financial accounts and track progress toward your goals. View your portfolio, link external accounts, and connect with an advisor or planner. Review statements and plan updates for a comprehensive financial overview.

**Highlights:** Track retirement goal progress, View total portfolio and account details, Link outside accounts, View Net Worth, Connect with an advisor/planner, Review activity feed and statements

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly
- 🚀 Easy to navigate
- 💡 Comprehensive account information
- 🔒 Secure login process
- 🚀 Convenient mobile access

**What reviewers complain about**

- 🐛 Inconsistent data updates
- 🔍 Limited functionality compared to website
- 🔍 Difficulty linking external accounts
- 🔍 Lack of detailed investment performance data
- 🔍 Confusing retirement projections

**Reported bugs**

- Login issues after recent app update
- Incorrect account balances displayed
- Inability to manually update liability information

**Requested features**

- Add ability to view historical account data and performance
- Improve syncing with external financial accounts
- Provide more customization options for retirement planning
- Include tax document access within the app
- Enhance reporting and analytics capabilities


## Frequently asked questions

### Is UBS Wealth Management free?

UBS Wealth Management is free to download, with no in-app purchases.

### Is EFE free?

EFE is free to download, with no in-app purchases.

### Which has better reviews, UBS Wealth Management or EFE?

UBS Wealth Management is rated higher. UBS Wealth Management averages 4.8 out of 5 from 65K ratings, while EFE averages 4.6 from 7.6K ratings.

### Do UBS Wealth Management or EFE have ads?

Neither UBS Wealth Management nor EFE shows ads.

### Which is updated more often, UBS Wealth Management or EFE?

UBS Wealth Management ships an update monthly, and EFE every 6 weeks. Most recently, UBS Wealth Management was updated on September 27, 2026 and EFE on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*