# Instep Credit Union vs Zipova

The clearest difference is in-app purchases: Instep Credit Union at none against Zipova's 2. Instep Credit Union also leads on ads (none vs shown). Zipova's advantage is update cadence (every 3 weeks vs every 10 months). On price, device support and iOS requirement there is nothing between them.

Both are free to download. Zipova sells 2 in-app purchases, starting at $6.99 per month. Instep Credit Union asks for nothing beyond the download.

Instep Credit Union ships an update every 10 months, Zipova every 3 weeks. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Instep Credit Union | Zipova |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.2 (13 ratings)](https://appshunter.io/ios/app/instep-credit-union/id952787259/reviews)** | — |
| Number of ratings | **13** | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 10 months | **Every 3 weeks** |
| Monetization | Free | — |
| Size | 33 MB | 14 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [INSTEP CREDIT UNION](https://appshunter.io/developer/1471431478) | [Jeremy Paige](https://appshunter.io/developer/1882229160) |

## What reviewers say

### Instep Credit Union

[App page](https://appshunter.io/ios/app/instep-credit-union/id952787259)

Manage your finances conveniently on the go with this mobile banking application. Securely check balances, view transactions, transfer funds, pay bills, and deposit checks. Locate branches and ATMs easily.

**Highlights:** Check account balances, View account transactions, Transfer money between accounts, Pay bills, Deposit checks, Locate branches/ATMs, Setup alerts

**Features:** macOS Compatibility

**In-app purchases:** none


### Zipova

[App page](https://appshunter.io/ios/app/zipova/id6760571870)

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Go Premium | $6.99 | per month |
| Go Premium | $49.99 | per year |


## Frequently asked questions

### Is Instep Credit Union free?

Instep Credit Union is free to download, with no in-app purchases.

### Is Zipova free?

Zipova is free to download, with in-app purchases available.

### Do Instep Credit Union or Zipova have ads?

Zipova shows ads; Instep Credit Union does not.

### Which is updated more often, Instep Credit Union or Zipova?

Instep Credit Union ships an update every 10 months, and Zipova every 3 weeks. Most recently, Instep Credit Union was updated on October 24, 2026 and Zipova on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*