# Citizen Card vs SPay

The clearest difference is rating: SPay at 5.0 against Citizen Card's 3.4. SPay also leads on review sentiment (100% vs 67%) and update cadence (every 2 days vs every 3 weeks). Citizen Card's advantage is ratings volume (5 vs 1) and iOS requirement (7.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SPay holds the better App Store score, 5.0 against 3.4. That said, the two scores are not equally well evidenced: Citizen Card has 5 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 67% of Citizen Card's written reviews are positive against 100% of SPay's.

Citizen Card ships an update every 3 weeks, SPay every 2 days. The most recent releases landed on October 3, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | Citizen Card | SPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.4 (5 ratings)](https://appshunter.io/ios/app/citizen-card/id953042011/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/spay/id6762744741/reviews)** |
| Number of ratings | **5** | 1 |
| Positive reviews | 66.7% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 days** |
| Monetization | Free | Free |
| Size | 16 MB | 39 MB |
| Requires iOS | **7.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [2C2P Pte Ltd](https://appshunter.io/developer/545569358) | [NOVARA TECH L.L.C S.O.C](https://appshunter.io/developer/1894992113) |

## What reviewers say

### Citizen Card

[App page](https://appshunter.io/ios/app/citizen-card/id953042011)

Manage your Citizen Card transactions in real-time. Easily check your balance, view account information, and review your transaction history. Access promotion messages and get live support.

**Highlights:** Real-time transaction tracking, Balance checking, Account information, Transaction history, Promotion messages, Live chat support

**Features:** macOS Compatibility

**In-app purchases:** none


### SPay

[App page](https://appshunter.io/ios/app/spay/id6762744741)

Manage multiple cryptocurrencies and fund a virtual Visa card for worldwide online spending. Track transactions in real-time and secure your account with biometric login and 24/7 customer support.

**Highlights:** Manage multiple cryptocurrencies, Virtual Visa card, Global online spending, Real-time transaction tracking, Passcode and biometric login, 24/7 customer support

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Citizen Card free?

Citizen Card is free to download, with no in-app purchases.

### Is SPay free?

SPay is free to download, with no in-app purchases.

### Which has better reviews, Citizen Card or SPay?

SPay is rated higher. Citizen Card averages 3.4 out of 5 from 5 ratings, while SPay averages 5.0 from 1 ratings.

### Do Citizen Card or SPay have ads?

Neither Citizen Card nor SPay shows ads.

### Which is updated more often, Citizen Card or SPay?

Citizen Card ships an update every 3 weeks, and SPay every 2 days. Most recently, Citizen Card was updated on October 3, 2026 and SPay on October 2, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*