# Essential CU vs Cooper Financial Services

The clearest difference is iOS requirement: Cooper Financial Services at 15.6 against Essential CU's 17.0. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

## The numbers

| Metric | Essential CU | Cooper Financial Services |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (4.5K ratings)](https://appshunter.io/ios/app/essential-cu/id953483907/reviews)** | — |
| Number of ratings | **4.5K** | — |
| Positive reviews | 81.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | — |
| Monetization | Free with in-app purchases | — |
| Size | 114 MB | 53 MB |
| Requires iOS | 17.0 | **15.6** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Essential Credit Union](https://appshunter.io/developer/875874546) | [Cooper Financial Services, Inc.](https://appshunter.io/developer/1821254587) |

## What reviewers say

### Essential CU

[App page](https://appshunter.io/ios/app/essential-cu/id953483907)

Manage your credit union accounts conveniently from your mobile device. Access account information, transfer funds, pay bills, and deposit checks on the go. Easily locate ATMs and branches with this secure and user-friendly application.

**Highlights:** Check account balances, View transaction history, Transfer funds, Pay bills, Send money to contacts, Deposit checks, Find ATMs and branches

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and easy to use
- 👍 User-friendly interface
- 💡 Useful features like check deposit
- 🔒 Secure with Touch ID login

**What reviewers complain about**

- 🐛 Frequent crashes and technical issues
- ⚠️ Unreliable account access and information
- 💤 Outdated and frustrating interface
- 🤯 Poor customer support

**Reported bugs**

- Login screen freezes
- Account information not displaying correctly
- Deposit issues and delays
- Compatibility problems with newer devices

**Requested features**

- Ability to lock debit card
- Faster credit card payment updates
- More account management features
- Apple Pay integration


### Cooper Financial Services

[App page](https://appshunter.io/ios/app/cooper-financial-services/id6747401789)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Essential CU free?

Essential CU is free to download, with no in-app purchases.

### Is Cooper Financial Services free?

Cooper Financial Services is free to download, with no in-app purchases.

### Do Essential CU or Cooper Financial Services have ads?

Neither Essential CU nor Cooper Financial Services shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*