# BCA Finance vs eBranch BCA

The clearest difference is rating: eBranch BCA at 2.5 against BCA Finance's 2.3. BCA Finance's advantage is iOS requirement (11.4 vs 13.0). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

eBranch BCA holds the better App Store score, 2.5 against 2.3. Both are backed by a comparable volume of ratings — 3 and 8 respectively. Written reviews point the same way: 6% of BCA Finance's written reviews are positive against 13% of eBranch BCA's.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on September 22, 2026 and September 14, 2026 respectively.

## The numbers

| Metric | BCA Finance | eBranch BCA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.3 (3 ratings)](https://appshunter.io/ios/app/bca-finance/id953936698/reviews) | **[2.5 (8 ratings)](https://appshunter.io/ios/app/ebranch-bca/id1151700413/reviews)** |
| Number of ratings | 3 | **8** |
| Positive reviews | 5.9% of reviews | **12.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Free | Free |
| Size | 82 MB | 417 MB |
| Requires iOS | **11.4** | 13.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [PT. BCA Finance](https://appshunter.io/developer/953936697) | [PT Bank Central Asia Tbk.](https://appshunter.io/developer/551587257) |

## What reviewers say

### BCA Finance

[App page](https://appshunter.io/ios/app/bca-finance/id953936698)

Manage your car financing needs with this app. Get real-time updates on promotions, interest rates, and products. Apply for car loans online and track their progress from home.

**Highlights:** Car loan application and tracking, Promotional and interest rate updates, Customer service and BPKB retrieval booking, Early termination simulation, New and used car loan simulation

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### eBranch BCA

[App page](https://appshunter.io/ios/app/ebranch-bca/id1151700413)

Streamline your banking experience by filling out various transaction forms digitally before visiting a branch. Open accounts, make deposits, apply for credit cards, and more, all from your mobile device. Schedule appointments for teller or customer service to save time.

**Highlights:** Digital form submission, Account opening, Cash deposit/withdrawal forms, Credit card applications, Service time reservations, Finger ID login, Transaction reminders

**In-app purchases:** none


## Frequently asked questions

### Is BCA Finance free?

BCA Finance is free to download, with no in-app purchases.

### Is eBranch BCA free?

eBranch BCA is free to download, with no in-app purchases.

### Which has better reviews, BCA Finance or eBranch BCA?

eBranch BCA is rated higher. BCA Finance averages 2.3 out of 5 from 3 ratings, while eBranch BCA averages 2.5 from 8 ratings.

### Do BCA Finance or eBranch BCA have ads?

Neither BCA Finance nor eBranch BCA shows ads.

### Which is updated more often, BCA Finance or eBranch BCA?

BCA Finance ships an update every 2 months, and eBranch BCA every 2 months. Most recently, BCA Finance was updated on September 22, 2026 and eBranch BCA on September 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*