# BCA Finance vs KeyBCA

The clearest difference is rating: KeyBCA at 3.0 against BCA Finance's 2.3. BCA Finance's advantage is iOS requirement (11.4 vs 13.0). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

KeyBCA holds the better App Store score, 3.0 against 2.3. Both are backed by a comparable volume of ratings — 3 and 2 respectively. Written reviews point the same way: 6% of BCA Finance's written reviews are positive against 10% of KeyBCA's.

BCA Finance ships an update every 2 months, KeyBCA every 6 weeks. The most recent releases landed on September 22, 2026 and September 18, 2026 respectively.

## The numbers

| Metric | BCA Finance | KeyBCA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.3 (3 ratings)](https://appshunter.io/ios/app/bca-finance/id953936698/reviews) | **[3.0 (2 ratings)](https://appshunter.io/ios/app/keybca/id1498188945/reviews)** |
| Number of ratings | **3** | 2 |
| Positive reviews | 5.9% of reviews | **10.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 6 weeks** |
| Monetization | Free | Free |
| Size | 82 MB | 70 MB |
| Requires iOS | **11.4** | 13.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [PT. BCA Finance](https://appshunter.io/developer/953936697) | [PT. Bank Central Asia Tbk](https://appshunter.io/developer/551587257) |

## What reviewers say

### BCA Finance

[App page](https://appshunter.io/ios/app/bca-finance/id953936698)

Manage your car financing needs with this app. Get real-time updates on promotions, interest rates, and products. Apply for car loans online and track their progress from home.

**Highlights:** Car loan application and tracking, Promotional and interest rate updates, Customer service and BPKB retrieval booking, Early termination simulation, New and used car loan simulation

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### KeyBCA

[App page](https://appshunter.io/ios/app/keybca/id1498188945)

Approve banking transactions processed through web platforms directly from your smartphone. It offers a convenient and faster alternative to physical security tokens for managing your finances on the go.

**Highlights:** Approve KlikBCA and myBCA transactions, Alternative to physical KeyBCA token, Practical and easy to use, Faster transaction approval, Check transaction approval history

**In-app purchases:** none


## Frequently asked questions

### Is BCA Finance free?

BCA Finance is free to download, with no in-app purchases.

### Is KeyBCA free?

KeyBCA is free to download, with no in-app purchases.

### Which has better reviews, BCA Finance or KeyBCA?

KeyBCA is rated higher. BCA Finance averages 2.3 out of 5 from 3 ratings, while KeyBCA averages 3.0 from 2 ratings.

### Do BCA Finance or KeyBCA have ads?

Neither BCA Finance nor KeyBCA shows ads.

### Which is updated more often, BCA Finance or KeyBCA?

BCA Finance ships an update every 2 months, and KeyBCA every 6 weeks. Most recently, BCA Finance was updated on September 22, 2026 and KeyBCA on September 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*