# PFFCU Mobile Banking vs CJPF Mobile

The clearest difference is ads: CJPF Mobile at none against PFFCU Mobile Banking's shown. CJPF Mobile also leads on monetization model (free vs ad-supported) and iOS requirement (12.1 vs 16.0). PFFCU Mobile Banking's advantage is ratings volume (22K vs 2) and update cadence (every 8 months vs every 22 months). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PFFCU Mobile Banking holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: PFFCU Mobile Banking has 22K ratings behind it against 2, so its average is the more settled of the two.

PFFCU Mobile Banking ships an update every 8 months, CJPF Mobile every 22 months. The most recent releases landed on November 1, 2026 and September 16, 2026 respectively.

## The numbers

| Metric | PFFCU Mobile Banking | CJPF Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (22K ratings)](https://appshunter.io/ios/app/pffcu-mobile-banking/id954363005/reviews)** | [4.5 (2 ratings)](https://appshunter.io/ios/app/cjpf-mobile/id1210758005/reviews) |
| Number of ratings | **22K** | 2 |
| Positive reviews | 84.2% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 8 months** | Every 22 months |
| Monetization | Ad-supported | **Free** |
| Size | 37 MB | 14 MB |
| Requires iOS | 16.0 | **12.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Police and Fire Federal Credit Union (INC)](https://appshunter.io/developer/954363004) | [Central Jersey Police & Fire FCU](https://appshunter.io/developer/1473132810) |

## What reviewers say

### PFFCU Mobile Banking

[App page](https://appshunter.io/ios/app/pffcu-mobile-banking/id954363005)

Manage your PFFCU accounts, view transactions, and transfer funds seamlessly. Control your debit and credit cards with monitoring and alerts, and easily send money to anyone, anywhere. Securely log in using Touch ID or Face ID.

**Highlights:** Account management, Balance checks, Fund transfers, Bill payment, Mobile deposits, Card controls and alerts, Send money to others

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🔒 Secure
- 👍 Convenient mobile banking
- 🚀 Efficient app
- 👍 User-friendly layout

**What reviewers complain about**

- 🐛 Occasional bugs and glitches
- 🔍 Difficulty navigating certain features
- 🔍 Lacking some functionality compared to website
- 🔍 Inaccurate balance updates
- 🔍 Trouble with mobile check deposits

**Reported bugs**

- App freezing or logging users out unexpectedly
- Inconsistent balance updates across accounts
- Issues with mobile check deposit functionality

**Requested features**

- Add ability to transfer between accounts
- Integrate credit card management within the app
- Improve mobile check deposit experience
- Provide more detailed transaction history
- Add option to configure bill denominations for ATM withdrawals


### CJPF Mobile

[App page](https://appshunter.io/ios/app/cjpf-mobile/id1210758005)

Manage your credit union accounts conveniently and securely from your mobile device. Access balances, transaction history, transfer funds, pay bills, and view rates anytime, anywhere. Requires enrollment in online banking.

**Highlights:** Check account balances, View transaction history, Transfer funds, Pay bills, Get current rates, 24/7 account access

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is PFFCU Mobile Banking free?

PFFCU Mobile Banking is free to download, with no in-app purchases.

### Is CJPF Mobile free?

CJPF Mobile is free to download, with no in-app purchases.

### Which has better reviews, PFFCU Mobile Banking or CJPF Mobile?

PFFCU Mobile Banking is rated higher. PFFCU Mobile Banking averages 4.7 out of 5 from 22K ratings, while CJPF Mobile averages 4.5 from 2 ratings.

### Do PFFCU Mobile Banking or CJPF Mobile have ads?

PFFCU Mobile Banking shows ads; CJPF Mobile does not.

### Which is updated more often, PFFCU Mobile Banking or CJPF Mobile?

PFFCU Mobile Banking ships an update every 8 months, and CJPF Mobile every 22 months. Most recently, PFFCU Mobile Banking was updated on November 1, 2026 and CJPF Mobile on September 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*