# PFFCU Mobile Banking vs PennCU

PFFCU Mobile Banking and PennCU both sit at 4.7 stars, but that hides the real split: 84% of PFFCU Mobile Banking's written reviews are positive against 50% of PennCU's. PFFCU Mobile Banking also leads on ratings volume (22K vs 132). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for PFFCU Mobile Banking against 4.8 for PennCU. That said, the two scores are not equally well evidenced: PFFCU Mobile Banking has 22K ratings behind it against 132, so its average is the more settled of the two. Written reviews are what separate them: 84% of PFFCU Mobile Banking's written reviews are positive against 50% of PennCU's.

PFFCU Mobile Banking ships an update every 8 months, PennCU every 5 months. Both last shipped on November 7, 2026.

## The numbers

| Metric | PFFCU Mobile Banking | PennCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (22K ratings)](https://appshunter.io/ios/app/pffcu-mobile-banking/id954363005/reviews) | **[4.8 (132 ratings)](https://appshunter.io/ios/app/penncu/id1615967425/reviews)** |
| Number of ratings | **22K** | 132 |
| Positive reviews | **84.2% of reviews** | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | Every 8 months | **Every 5 months** |
| Monetization | Ad-supported | Ad-supported |
| Size | 37 MB | 113 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Police and Fire Federal Credit Union (INC)](https://appshunter.io/developer/954363004) | [Penn Federal Credit Union](https://appshunter.io/developer/1615967427) |

## What reviewers say

### PFFCU Mobile Banking

[App page](https://appshunter.io/ios/app/pffcu-mobile-banking/id954363005)

Manage your PFFCU accounts, view transactions, and transfer funds seamlessly. Control your debit and credit cards with monitoring and alerts, and easily send money to anyone, anywhere. Securely log in using Touch ID or Face ID.

**Highlights:** Account management, Balance checks, Fund transfers, Bill payment, Mobile deposits, Card controls and alerts, Send money to others

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🔒 Secure
- 👍 Convenient mobile banking
- 🚀 Efficient app
- 👍 User-friendly layout

**What reviewers complain about**

- 🐛 Occasional bugs and glitches
- 🔍 Difficulty navigating certain features
- 🔍 Lacking some functionality compared to website
- 🔍 Inaccurate balance updates
- 🔍 Trouble with mobile check deposits

**Reported bugs**

- App freezing or logging users out unexpectedly
- Inconsistent balance updates across accounts
- Issues with mobile check deposit functionality

**Requested features**

- Add ability to transfer between accounts
- Integrate credit card management within the app
- Improve mobile check deposit experience
- Provide more detailed transaction history
- Add option to configure bill denominations for ATM withdrawals


### PennCU

[App page](https://appshunter.io/ios/app/penncu/id1615967425)

Manage your finances conveniently from your mobile device. Check balances, review transactions, transfer funds between accounts, and pay bills on the go. Requires enrollment in online banking.

**Highlights:** Check account balances, Review recent transactions, Transfer funds between accounts, View and pay bills, Secure access to accounts

**In-app purchases:** none


## Frequently asked questions

### Is PFFCU Mobile Banking free?

PFFCU Mobile Banking is free to download, with no in-app purchases.

### Is PennCU free?

PennCU is free to download, with no in-app purchases.

### Which has better reviews, PFFCU Mobile Banking or PennCU?

PennCU is rated higher. PFFCU Mobile Banking averages 4.7 out of 5 from 22K ratings, while PennCU averages 4.8 from 132 ratings.

### Do PFFCU Mobile Banking or PennCU have ads?

Both PFFCU Mobile Banking and PennCU show ads.

### Which is updated more often, PFFCU Mobile Banking or PennCU?

PFFCU Mobile Banking ships an update every 8 months, and PennCU every 5 months. Most recently, PFFCU Mobile Banking was updated on November 7, 2026 and PennCU on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*