# Hello Credit Union vs Talquin

The clearest difference is review sentiment: Hello Credit Union at 75% against Talquin's 0%. Hello Credit Union also leads on rating (4.7 vs 2.9) and ratings volume (584 vs 15). Talquin's advantage is ads (none vs shown). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Hello Credit Union holds the better App Store score, 4.7 against 2.9. That said, the two scores are not equally well evidenced: Hello Credit Union has 584 ratings behind it against 15, so its average is the more settled of the two. Written reviews point the same way: 75% of Hello Credit Union's written reviews are positive against 0% of Talquin's.

Hello Credit Union ships an update every 3 months, Talquin every 2 months. The most recent releases landed on November 11, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | Hello Credit Union | Talquin |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (584 ratings)](https://appshunter.io/ios/app/hello-credit-union/id954384375/reviews)** | [2.9 (15 ratings)](https://appshunter.io/ios/app/talquin/id1352526269/reviews) |
| Number of ratings | **584** | 15 |
| Positive reviews | **75.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 118 MB | 36 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Hello Credit Union](https://appshunter.io/developer/954384374) | [Talquin Electric Cooperative, Inc.](https://appshunter.io/developer/1318230959) |

## What reviewers say

### Hello Credit Union

[App page](https://appshunter.io/ios/app/hello-credit-union/id954384375)

Manage your finances conveniently from your mobile device. Access account balances, review transactions, transfer funds, and pay bills. You can also monitor your credit report, find branches, and apply for new accounts or loans.

**Highlights:** Account balance checks, Transaction history review, Money transfers, Bill payment, Credit report monitoring, Branch and ATM locator, New account opening, Loan applications

**Features:** Apple Wallet

**In-app purchases:** none


### Talquin

[App page](https://appshunter.io/ios/app/talquin/id1352526269)

Easily manage your utility services with this app. Pay bills, report outages, and track your usage. Receive important notifications and manage your account settings.

**Highlights:** Pay utility bills, Set up automatic payments, Report outages, Track utility usage, Customize notifications, Manage account settings

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Hello Credit Union free?

Hello Credit Union is free to download, with no in-app purchases.

### Is Talquin free?

Talquin is free to download, with no in-app purchases.

### Which has better reviews, Hello Credit Union or Talquin?

Hello Credit Union is rated higher. Hello Credit Union averages 4.7 out of 5 from 584 ratings, while Talquin averages 2.9 from 15 ratings.

### Do Hello Credit Union or Talquin have ads?

Hello Credit Union shows ads; Talquin does not.

### Which is updated more often, Hello Credit Union or Talquin?

Hello Credit Union ships an update every 3 months, and Talquin every 2 months. Most recently, Hello Credit Union was updated on November 11, 2026 and Talquin on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*