# Umay+ Application vs CIMB THAI

The clearest difference is rating: CIMB THAI at 2.8 against Umay+ Application's 2.3. Umay+ Application's advantage is review sentiment (22% vs 0%) and monetization model (free vs ad-supported). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CIMB THAI holds the better App Store score, 2.8 against 2.3. Both are backed by a comparable volume of ratings — 3 and 4 respectively. Written reviews complicate that: 22% of Umay+ Application's written reviews are positive against 0% of CIMB THAI's, so the app with the better star average is not the one people write more warmly about.

Umay+ Application ships an update every 6 weeks, CIMB THAI every 3 weeks. The most recent releases landed on September 18, 2026 and September 16, 2026 respectively.

## The numbers

| Metric | Umay+ Application | CIMB THAI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.3 (3 ratings)](https://appshunter.io/ios/app/umay-plus-application/id954780777/reviews) | **[2.8 (4 ratings)](https://appshunter.io/ios/app/cimb-thai/id1437400271/reviews)** |
| Number of ratings | 3 | **4** |
| Positive reviews | **22.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 3 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 34 MB | 633 MB |
| Requires iOS | **12.0** | 14.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [EASY BUY Public Company Limited](https://appshunter.io/developer/1439154042) | [CIMB Thai Bank Public Company Limited](https://appshunter.io/developer/721048918) |

## What reviewers say

### Umay+ Application

[App page](https://appshunter.io/ios/app/umay-plus-application/id954780777)

This financial service app allows users to conveniently manage their credit cards and loans. It offers features like checking balances, viewing transaction history, making payments, and applying for new cards or increased credit limits. Users can also access promotions and contact customer support.

**Highlights:** Manage credit card and loan accounts, Check balances and transaction history, Make payments and change due dates, Apply for new cards and credit limit increases, Access promotions and special offers, Cardless ATM withdrawals, Virtual card issuance

**Features:** Vision Pro support

**In-app purchases:** none


### CIMB THAI

[App page](https://appshunter.io/ios/app/cimb-thai/id1437400271)

Manage your finances on the go with this comprehensive mobile banking app. Access accounts, make transfers, invest in funds, and apply for loans and insurance. Enjoy secure and convenient access to a wide range of financial services anytime, anywhere.

**Highlights:** Account management and balance checks, Fund transfers (internal, cross-bank, PromptPay, QR), Mutual fund and bond investments, Life and non-life insurance purchases, Personal loan and revolving credit applications, Secure authentication with facial recognition

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Umay+ Application free?

Umay+ Application is free to download, with no in-app purchases.

### Is CIMB THAI free?

CIMB THAI is free to download, with no in-app purchases.

### Which has better reviews, Umay+ Application or CIMB THAI?

CIMB THAI is rated higher. Umay+ Application averages 2.3 out of 5 from 3 ratings, while CIMB THAI averages 2.8 from 4 ratings.

### Do Umay+ Application or CIMB THAI have ads?

Neither Umay+ Application nor CIMB THAI shows ads.

### Which is updated more often, Umay+ Application or CIMB THAI?

Umay+ Application ships an update every 6 weeks, and CIMB THAI every 3 weeks. Most recently, Umay+ Application was updated on September 18, 2026 and CIMB THAI on September 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*