# Umay+ Application vs เพื่อนแท้ เงินด่วน

The clearest difference is rating: เพื่อนแท้ เงินด่วน at 5.0 against Umay+ Application's 2.3. Umay+ Application's advantage is review sentiment (22% vs 8%) and ratings volume (3 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

เพื่อนแท้ เงินด่วน holds the better App Store score, 5.0 against 2.3. Both are backed by a comparable volume of ratings — 3 and 1 respectively. Written reviews complicate that: 22% of Umay+ Application's written reviews are positive against 8% of เพื่อนแท้ เงินด่วน's, so the app with the better star average is not the one people write more warmly about.

Umay+ Application ships an update every 6 weeks, เพื่อนแท้ เงินด่วน every 3 weeks. The most recent releases landed on October 20, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Umay+ Application | เพื่อนแท้ เงินด่วน |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.3 (3 ratings)](https://appshunter.io/ios/app/umay-plus-application/id954780777/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/id1569588970/reviews)** |
| Number of ratings | **3** | 1 |
| Positive reviews | **22.0% of reviews** | 7.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 21 MB | 68 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [EASY BUY Public Company Limited](https://appshunter.io/developer/1439154042) | [PUEANTAE NGERNDUAN COMPANY LIMITED](https://appshunter.io/developer/1569588972) |

## What reviewers say

### Umay+ Application

[App page](https://appshunter.io/ios/app/umay-plus-application/id954780777)

This financial service app allows users to conveniently manage their credit cards and loans. It offers features like checking balances, viewing transaction history, making payments, and applying for new cards or increased credit limits. Users can also access promotions and contact customer support.

**Highlights:** Manage credit card and loan accounts, Check balances and transaction history, Make payments and change due dates, Apply for new cards and credit limit increases, Access promotions and special offers, Cardless ATM withdrawals, Virtual card issuance

**Features:** Vision Pro support

**In-app purchases:** none


### เพื่อนแท้ เงินด่วน

[App page](https://appshunter.io/ios/app/id1569588970)

This app provides legal Pico Finance loans regulated by the Ministry of Finance. Customers can apply for loans directly through the online app and receive instant approval within 10 minutes.

**Highlights:** Legal Pico Finance loans, Regulated by Ministry of Finance, Online loan application, Instant approval, 10-minute decision time

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Umay+ Application free?

Umay+ Application is free to download, with no in-app purchases.

### Is เพื่อนแท้ เงินด่วน free?

เพื่อนแท้ เงินด่วน is free to download, with no in-app purchases.

### Which has better reviews, Umay+ Application or เพื่อนแท้ เงินด่วน?

เพื่อนแท้ เงินด่วน is rated higher. Umay+ Application averages 2.3 out of 5 from 3 ratings, while เพื่อนแท้ เงินด่วน averages 5.0 from 1 ratings.

### Do Umay+ Application or เพื่อนแท้ เงินด่วน have ads?

Neither Umay+ Application nor เพื่อนแท้ เงินด่วน shows ads.

### Which is updated more often, Umay+ Application or เพื่อนแท้ เงินด่วน?

Umay+ Application ships an update every 6 weeks, and เพื่อนแท้ เงินด่วน every 3 weeks. Most recently, Umay+ Application was updated on October 20, 2026 and เพื่อนแท้ เงินด่วน on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*