# Umay+ Application vs เงินไชโย

The clearest difference is iOS requirement: Umay+ Application at 13.0 against เงินไชโย's 15.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 6 weeks. The most recent releases landed on October 20, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Umay+ Application | เงินไชโย |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.3 (3 ratings)](https://appshunter.io/ios/app/umay-plus-application/id954780777/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | 22.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | Every 6 weeks |
| Monetization | Free | — |
| Size | 21 MB | 86 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [EASY BUY Public Company Limited](https://appshunter.io/developer/1439154042) | [AUTO X COMPANY LIMITED](https://appshunter.io/developer/1649267854) |

## What reviewers say

### Umay+ Application

[App page](https://appshunter.io/ios/app/umay-plus-application/id954780777)

This financial service app allows users to conveniently manage their credit cards and loans. It offers features like checking balances, viewing transaction history, making payments, and applying for new cards or increased credit limits. Users can also access promotions and contact customer support.

**Highlights:** Manage credit card and loan accounts, Check balances and transaction history, Make payments and change due dates, Apply for new cards and credit limit increases, Access promotions and special offers, Cardless ATM withdrawals, Virtual card issuance

**Features:** Vision Pro support

**In-app purchases:** none


### เงินไชโย

[App page](https://appshunter.io/ios/app/id1604782763)

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Umay+ Application free?

Umay+ Application is free to download, with no in-app purchases.

### Is เงินไชโย free?

เงินไชโย is free to download, with no in-app purchases.

### Do Umay+ Application or เงินไชโย have ads?

Neither Umay+ Application nor เงินไชโย shows ads.

### Which is updated more often, Umay+ Application or เงินไชโย?

Umay+ Application ships an update every 6 weeks, and เงินไชโย every 6 weeks. Most recently, Umay+ Application was updated on October 20, 2026 and เงินไชโย on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*