# Pennyworth vs Shared Expense Tracker & Bills

Pennyworth and Shared Expense Tracker & Bills both sit at 4.8 stars, but that hides the real split: 92% of Pennyworth's written reviews are positive against 71% of Shared Expense Tracker & Bills's. Pennyworth also leads on ratings volume (1.3K vs 303). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Pennyworth sells 3 one-off in-app purchases and Shared Expense Tracker & Bills sells 5 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.8 for Pennyworth against 4.7 for Shared Expense Tracker & Bills. Both are backed by a comparable volume of ratings — 1.3K and 303 respectively. Written reviews are what separate them: 92% of Pennyworth's written reviews are positive against 71% of Shared Expense Tracker & Bills's.

Pennyworth ships an update every 5 days, Shared Expense Tracker & Bills every 3 days. Both last shipped on October 26, 2026.

## The numbers

| Metric | Pennyworth | Shared Expense Tracker & Bills |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.3K ratings)](https://appshunter.io/ios/app/pennyworth-expense-tracker/id954944283/reviews)** | [4.7 (303 ratings)](https://appshunter.io/ios/app/shared-expense-tracker-and-bills/id1475406336/reviews) |
| Number of ratings | **1.3K** | 303 |
| Positive reviews | **92.0% of reviews** | 70.8% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | Every 5 days | **Every 3 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 65 MB | 160 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | +4 |
| Developer | [Jack Xuan](https://appshunter.io/developer/943334381) | [takaaki ono](https://appshunter.io/developer/1475406335) |

## What reviewers say

### Pennyworth

[App page](https://appshunter.io/ios/app/pennyworth-expense-tracker/id954944283)

Manage your finances, track spending, and create budgets with this powerful personal finance app. It offers detailed reports, charts, and tools for managing assets, investments, and credit cards. Securely store and analyze your financial data with iCloud sync and customizable options.

**Highlights:** Fast, intuitive expense tracking, Multiple financial books, iCloud sync and sharing, Smart tags for analysis, Advanced reports and charts, All-in-one asset management, Stock portfolio tracking

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| cloud book - sync and share | $2.99 | one-time |
| Stock Management | $2.99 | one-time |
| remove ads | $3.99 | one-time |

**What reviewers like**

- 👍 User-friendly app
- 🚀 Simple and intuitive interface
- 💡 Helpful budgeting and expense tracking features
- 🚀 Efficient data management
- 👍 Customizable categories and reports

**What reviewers complain about**

- 🐛 Recurring transaction issues causing duplicate entries
- 🔍 Lack of search functionality
- 📤 Difficulty exporting data
- 🔒 Concerns about data security and syncing between devices

**Reported bugs**

- Inconsistent data display (e.g., showing rounded numbers instead of actual amounts)
- Inability to add account balances
- Disappearance of user data after app updates

**Requested features**

- Add custom repeat option for recurring payments
- Implement a 'Are you sure?' prompt before deleting transactions
- Improve image quality and restoration for uploaded receipts
- Introduce a 'Paid' mark for scheduled transactions
- Expand budgeting features with more granular controls


### Shared Expense Tracker & Bills

[App page](https://appshunter.io/ios/app/shared-expense-tracker-and-bills/id1475406336)

Organize shared finances and household tasks with this app. It allows groups to budget, track expenses, manage to-do lists, and split bills seamlessly. Perfect for couples, families, and roommates to manage their shared living expenses and responsibilities.

**Highlights:** Shared budgeting and expense tracking, Monthly spending limits and real-time balance, Customizable income/expense categories, Collaborative to-do lists and chore delegation, Receipt capture with OCR, Flexible expense splitting, Automatic backups and settlement options

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Use all functions for 1 month. | $3.99 | per month |
| Use all functions for 3 months | $9.99 | per 3 months |
| Use all functions for 1 year. | $29.99 | per year |
| Try for free. Cancel anytime. | $29.99 | per year |
| Premium Plan | $59.99 | one-time |


## Frequently asked questions

### Is Pennyworth free?

Pennyworth is free to download, with in-app purchases available.

### Is Shared Expense Tracker & Bills free?

Shared Expense Tracker & Bills is free to download, with in-app purchases available.

### Which has better reviews, Pennyworth or Shared Expense Tracker & Bills?

Pennyworth is rated higher. Pennyworth averages 4.8 out of 5 from 1.3K ratings, while Shared Expense Tracker & Bills averages 4.7 from 303 ratings.

### Do Pennyworth or Shared Expense Tracker & Bills have ads?

Both Pennyworth and Shared Expense Tracker & Bills show ads.

### Which is updated more often, Pennyworth or Shared Expense Tracker & Bills?

Pennyworth ships an update every 5 days, and Shared Expense Tracker & Bills every 3 days. Most recently, Pennyworth was updated on October 26, 2026 and Shared Expense Tracker & Bills on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*