# Pennyworth vs Shared Budget Couples

The clearest difference is rating: Pennyworth at 4.8 against Shared Budget Couples's 4.1. Pennyworth also leads on review sentiment (92% vs 64%) and ratings volume (1.3K vs 14). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Pennyworth sells 3 one-off in-app purchases and Shared Budget Couples sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Pennyworth holds the better App Store score, 4.8 against 4.1. That said, the two scores are not equally well evidenced: Pennyworth has 1.3K ratings behind it against 14, so its average is the more settled of the two. Written reviews point the same way: 92% of Pennyworth's written reviews are positive against 64% of Shared Budget Couples's.

Pennyworth ships an update weekly, Shared Budget Couples every 3 weeks. Both last shipped on November 11, 2026.

## The numbers

| Metric | Pennyworth | Shared Budget Couples |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.3K ratings)](https://appshunter.io/ios/app/pennyworth-expense-tracker/id954944283/reviews)** | [4.1 (14 ratings)](https://appshunter.io/ios/app/shared-budget-couples-manebo/id1584733858/reviews) |
| Number of ratings | **1.3K** | 14 |
| Positive reviews | **92.0% of reviews** | 64.1% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | **Weekly** | Every 3 weeks |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 74 MB | 126 MB |
| Requires iOS | **15.0** | 15.5 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 9+ | 4+ |
| Developer | [Jack Xuan](https://appshunter.io/developer/943334381) | [Shibapp LLC](https://appshunter.io/developer/852300851) |

## What reviewers say

### Pennyworth

[App page](https://appshunter.io/ios/app/pennyworth-expense-tracker/id954944283)

This personal finance app helps you understand your spending, plan budgets, and manage various financial aspects in one place. Log income and expenses, track assets, and share financial books with trusted individuals.

**Highlights:** Fast expense tracking, Multiple financial books, iCloud sync and sharing, Budgeting and planning tools, Asset and stock portfolio tracking, Credit card management, Receipt and invoice capture

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support, iPhone Duo support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| cloud book - sync and share | $2.99 | one-time |
| Stock Management | $2.99 | one-time |
| remove ads | $3.99 | one-time |

**What reviewers like**

- 👍 User-friendly app
- 🚀 Simple and intuitive interface
- 💡 Helpful budgeting and expense tracking features
- 🚀 Efficient data management
- 👍 Customizable categories and reports

**What reviewers complain about**

- 🐛 Recurring transaction issues causing duplicate entries
- 🔍 Lack of search functionality
- 📤 Difficulty exporting data
- 🔒 Concerns about data security and syncing between devices

**Reported bugs**

- Inconsistent data display (e.g., showing rounded numbers instead of actual amounts)
- Inability to add account balances
- Disappearance of user data after app updates

**Requested features**

- Add custom repeat option for recurring payments
- Implement a 'Are you sure?' prompt before deleting transactions
- Improve image quality and restoration for uploaded receipts
- Introduce a 'Paid' mark for scheduled transactions
- Expand budgeting features with more granular controls


### Shared Budget Couples

[App page](https://appshunter.io/ios/app/shared-budget-couples-manebo/id1584733858)

This app helps couples and families manage shared finances, track expenses, and plan budgets together. It offers real-time cloud sync, smart budgeting tools, and an intuitive expense tracker for effortless financial planning.

**Highlights:** Shared household budget management, Real-time cloud sync, Intuitive expense tracker, Bill splitting and settlement, Saving goals and progress visualization, Receipt scanning and photo attachments, CSV import/export

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Plan (1 Month) | $3.99 | per month |
| PremiumPlan(1 Year) | $39.99 | per year |


## Frequently asked questions

### Is Pennyworth free?

Pennyworth is free to download, with in-app purchases available.

### Is Shared Budget Couples free?

Shared Budget Couples is free to download, with in-app purchases available.

### Which has better reviews, Pennyworth or Shared Budget Couples?

Pennyworth is rated higher. Pennyworth averages 4.8 out of 5 from 1.3K ratings, while Shared Budget Couples averages 4.1 from 14 ratings.

### Do Pennyworth or Shared Budget Couples have ads?

Both Pennyworth and Shared Budget Couples show ads.

### Which is updated more often, Pennyworth or Shared Budget Couples?

Pennyworth ships an update weekly, and Shared Budget Couples every 3 weeks. Most recently, Pennyworth was updated on November 11, 2026 and Shared Budget Couples on November 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*