# Pennyworth vs PennyDay

The clearest difference is rating: Pennyworth at 4.8 against PennyDay's 3.7. Pennyworth also leads on ratings volume (1.3K vs 7) and review sentiment (92% vs 73%). PennyDay's advantage is monetization model (ad-supported vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Pennyworth sells 3 one-off in-app purchases and PennyDay sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Pennyworth holds the better App Store score, 4.8 against 3.7. That said, the two scores are not equally well evidenced: Pennyworth has 1.3K ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 92% of Pennyworth's written reviews are positive against 73% of PennyDay's.

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Pennyworth | PennyDay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.3K ratings)](https://appshunter.io/ios/app/pennyworth-expense-tracker/id954944283/reviews)** | [3.7 (7 ratings)](https://appshunter.io/ios/app/pennyday-expense-tracker/id1593342865/reviews) |
| Number of ratings | **1.3K** | 7 |
| Positive reviews | **92.0% of reviews** | 72.7% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | Weekly | Weekly |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 67 MB | 77 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPod, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Jack Xuan](https://appshunter.io/developer/943334381) | [EFFENDY EKA SAPUTRA](https://appshunter.io/developer/1016446377) |

## What reviewers say

### Pennyworth

[App page](https://appshunter.io/ios/app/pennyworth-expense-tracker/id954944283)

Manage your finances, track spending, and create budgets with this powerful personal finance app. It offers detailed reports, charts, and tools for managing assets, investments, and credit cards. Securely store and analyze your financial data with iCloud sync and customizable options.

**Highlights:** Fast, intuitive expense tracking, Multiple financial books, iCloud sync and sharing, Smart tags for analysis, Advanced reports and charts, All-in-one asset management, Stock portfolio tracking

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| cloud book - sync and share | $2.99 | one-time |
| Stock Management | $2.99 | one-time |
| remove ads | $3.99 | one-time |

**What reviewers like**

- 👍 User-friendly app
- 🚀 Simple and intuitive interface
- 💡 Helpful budgeting and expense tracking features
- 🚀 Efficient data management
- 👍 Customizable categories and reports

**What reviewers complain about**

- 🐛 Recurring transaction issues causing duplicate entries
- 🔍 Lack of search functionality
- 📤 Difficulty exporting data
- 🔒 Concerns about data security and syncing between devices

**Reported bugs**

- Inconsistent data display (e.g., showing rounded numbers instead of actual amounts)
- Inability to add account balances
- Disappearance of user data after app updates

**Requested features**

- Add custom repeat option for recurring payments
- Implement a 'Are you sure?' prompt before deleting transactions
- Improve image quality and restoration for uploaded receipts
- Introduce a 'Paid' mark for scheduled transactions
- Expand budgeting features with more granular controls


### PennyDay

[App page](https://appshunter.io/ios/app/pennyday-expense-tracker/id1593342865)

Manage your finances with a calendar-based budget planner and expense tracker. Visualize cash flow by day, track multiple accounts, and gain insights into spending trends. Personalize categories with emojis for a more intuitive financial overview.

**Highlights:** Calendar budgeting, Expense tracking, Multi-account support, Emoji category customization, Insights and reports, Privacy features

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PennyDay Pro | $1.99 | per month |
| PennyDay Pro | $3.99 | per 3 months |
| PennyDay Pro | $11.99 | per year |


## Frequently asked questions

### Is Pennyworth free?

Pennyworth is free to download, with in-app purchases available.

### Is PennyDay free?

PennyDay is free to download, with in-app purchases available.

### Which has better reviews, Pennyworth or PennyDay?

Pennyworth is rated higher. Pennyworth averages 4.8 out of 5 from 1.3K ratings, while PennyDay averages 3.7 from 7 ratings.

### Do Pennyworth or PennyDay have ads?

Both Pennyworth and PennyDay show ads.

### Which is updated more often, Pennyworth or PennyDay?

Pennyworth ships an update weekly, and PennyDay weekly. Most recently, Pennyworth was updated on October 29, 2026 and PennyDay on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*