# Pennyworth vs CommonCard

The clearest difference is ratings volume: Pennyworth at 1.3K against CommonCard's 4. Pennyworth also leads on update cadence (weekly vs monthly) and device support (3 vs 1). CommonCard's advantage is rating (5.0 vs 4.8) and review sentiment (100% vs 92%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Pennyworth sells 3 one-off in-app purchases and CommonCard sells 1 in-app purchase, starting at $49.99 per year. Whichever you choose, the download price is not the number that matters.

CommonCard holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Pennyworth has 1.3K ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 92% of Pennyworth's written reviews are positive against 100% of CommonCard's.

Pennyworth ships an update weekly, CommonCard monthly. The most recent releases landed on October 29, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | Pennyworth | CommonCard |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (1.3K ratings)](https://appshunter.io/ios/app/pennyworth-expense-tracker/id954944283/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/commoncard/id1598016710/reviews)** |
| Number of ratings | **1.3K** | 4 |
| Positive reviews | 92.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | **Weekly** | Monthly |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 67 MB | 21 MB |
| Requires iOS | **15.0** | 26.0 |
| Devices | **iPhone, iPod, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Jack Xuan](https://appshunter.io/developer/943334381) | [Justin Hwa & Associates, LLC](https://appshunter.io/developer/1598016712) |

## What reviewers say

### Pennyworth

[App page](https://appshunter.io/ios/app/pennyworth-expense-tracker/id954944283)

Manage your finances, track spending, and create budgets with this powerful personal finance app. It offers detailed reports, charts, and tools for managing assets, investments, and credit cards. Securely store and analyze your financial data with iCloud sync and customizable options.

**Highlights:** Fast, intuitive expense tracking, Multiple financial books, iCloud sync and sharing, Smart tags for analysis, Advanced reports and charts, All-in-one asset management, Stock portfolio tracking

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| cloud book - sync and share | $2.99 | one-time |
| Stock Management | $2.99 | one-time |
| remove ads | $3.99 | one-time |

**What reviewers like**

- 👍 User-friendly app
- 🚀 Simple and intuitive interface
- 💡 Helpful budgeting and expense tracking features
- 🚀 Efficient data management
- 👍 Customizable categories and reports

**What reviewers complain about**

- 🐛 Recurring transaction issues causing duplicate entries
- 🔍 Lack of search functionality
- 📤 Difficulty exporting data
- 🔒 Concerns about data security and syncing between devices

**Reported bugs**

- Inconsistent data display (e.g., showing rounded numbers instead of actual amounts)
- Inability to add account balances
- Disappearance of user data after app updates

**Requested features**

- Add custom repeat option for recurring payments
- Implement a 'Are you sure?' prompt before deleting transactions
- Improve image quality and restoration for uploaded receipts
- Introduce a 'Paid' mark for scheduled transactions
- Expand budgeting features with more granular controls


### CommonCard

[App page](https://appshunter.io/ios/app/commoncard/id1598016710)

This finance app helps couples manage shared expenses and track individual responsibilities. Link bank accounts, categorize spending, and visualize your financial contributions together in real-time.

**Highlights:** Link bank accounts securely, Track and assign shared expenses, Categorize transactions easily, View individual financial responsibility, Customize split ratios, Real-time financial data for partners

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| CommonCard Premium | $49.99 | per year |


## Frequently asked questions

### Is Pennyworth free?

Pennyworth is free to download, with in-app purchases available.

### Is CommonCard free?

CommonCard is free to download, with in-app purchases available.

### Which has better reviews, Pennyworth or CommonCard?

CommonCard is rated higher. Pennyworth averages 4.8 out of 5 from 1.3K ratings, while CommonCard averages 5.0 from 4 ratings.

### Do Pennyworth or CommonCard have ads?

Both Pennyworth and CommonCard show ads.

### Which is updated more often, Pennyworth or CommonCard?

Pennyworth ships an update weekly, and CommonCard monthly. Most recently, Pennyworth was updated on October 29, 2026 and CommonCard on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*